Downsell is a free, client-side financial analysis tool that helps you understand your spending patterns and identify recurring subscriptions from your bank statements.
Upload your bank statement CSV files and Downsell will:
- Detect Recurring Subscriptions: Automatically identifies recurring payments and subscriptions from your transaction history
- Visualize Spending Patterns: See your spending broken down by subscriptions, with charts showing trends over time
- Track Multiple Accounts: Upload CSVs from multiple bank accounts (Revolut, AIB, Bank of Ireland) and view them together
- Identify Savings Opportunities: Find high-confidence subscriptions that may be candidates for cancellation or switching
- Generate Reports: Download detailed PDF reports of your financial analysis
- Privacy-First: All processing happens entirely in your browser. Your financial data never leaves your device.
Downsell currently supports CSV exports from:
- Revolut
- AIB (Allied Irish Banks)
- Bank of Ireland
We're expanding to support more banks in the coming weeks.
- Automatic Subscription Detection: Identifies recurring outgoing payments, ignoring transfers and exchanges
- Multi-Bank Support: Upload and merge CSVs from different banks for a unified view
- Spending Visualizations: Charts showing subscription spending over time, top subscriptions by spend, and payment frequency patterns
- Transaction History: View all transactions in a searchable, filterable table with color-coded transaction types
- Account Tracking: See which accounts (AIB-1, REV-1, BOI-1, etc.) each subscription appears in
- Actionable Insights: Identify subscriptions with consistent pricing patterns that may be good candidates for optimization
- PDF Reports: Download comprehensive reports with charts and analysis
All analysis happens entirely on your device. Nothing is stored on our servers or sent anywhere. Your financial data never leaves your browser. This is a free public tool designed to help everyone understand their finances better.