Dairy cattle insurance underwriting for the markets where your actuary has genuinely never been.
RinderPakt is a parametric underwriting engine for dairy cattle insurance in emerging markets — Kenya, Bangladesh, Vietnam — where herd data is sparse, satellite imagery fills the gaps, and payouts trigger before the farmer goes bankrupt. It ingests satellite pasture data, local disease outbreak feeds, and milk yield telemetry to price risk in real time without requiring the farmer to own a laptop. This is what fintech looks like when it actually matters.
- Real-time parametric risk scoring from multi-source environmental and biological telemetry
- Satellite pasture degradation detection with sub-14-day index refresh across 47 monitored regions
- Native integration with NDVI feed providers, SMS-based yield reporting, and regional disease alert networks
- Payout logic runs at the edge — no claims adjuster, no delay, no paperwork
- Designed for farmers with a feature phone and no margin for error
Sentinel Hub, AgriDash, NDVI-Live, Safaricom M-Pesa API, bKash Gateway, ViettelPay, FAO EMPRES-i, AgroMonitor, PasturePulse, FieldSignal, CattleTrace, ReinsureNet
RinderPakt is built as a set of loosely coupled microservices — ingestion, scoring, trigger evaluation, and payout dispatch — each deployable independently and communicating over an internal event bus. Risk scores are computed in a MongoDB cluster purpose-built for high-throughput transactional writes, giving the engine the flexibility to handle mixed structured and unstructured telemetry without schema gymnastics. Satellite raster data is preprocessed in a Python pipeline and cached long-term in Redis for sub-second index lookups at scoring time. Every component has a single job and does it without asking for permission.
🟢 Production. Actively maintained.
Proprietary. All rights reserved.