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Permanently Locked accounts + Msg for account creation on-chain #188

@clevinson

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@clevinson

For Community Staking DAOs we need the ability to have accounts with "permanently locked tokens", as the funds allocated to these DAOs for governance are not intended to be tradable, but only used for onchain gov & voting procedures.

Current implementation strategy using what's already available in the SDK would involve putting these in a vesting account where the lockup period is some arbitrarily large number (e.g. 1000000 years).

A preferred alternative is to add new functionality to regen ledger (or potentially upstream in the Cosmos SDK) where accounts can have some set of tokens that are permanently locked and only used for governance.

For our own use case, this is only needed to be set at genesis.

Related: cosmos/cosmos-sdk#7774

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