A list of available test payment cards for various payment gateways. Please feel free to contribute cards for any payment gateways not currently listed here by making a pull request.
The following test cards are for Flutterwave as defined on their developers site. This include Test banks and some special cases.
OTP : 12345
| Card type | Card Number | CVV | Expiry | PIN |
|---|---|---|---|---|
| MasterCard PIN Authentication | 5531 8866 5214 2950 | 564 | 09/32 | 3310 |
| MasterCard PIN 2 | 5438 8980 1456 0229 | 470 | 10/31 | 3310 |
| Master 3D-Secure (VBSECURECODE) | 5399 8383 8383 8381 | 564 | 10/31 | 3310 |
| Visa 3D-Secure (VBSECURECODE) | 4187 4274 1556 4246 | 828 | 09/32 | 3310 |
| Visa 3D-Secure Authentication | 4242 4242 4242 4242 | 812 | 01/31 | 3310 |
| Address Verification(AVS) Card | 4556052704172643 | 899 | 09/32 | 3310 |
| Verve Card | 5061 4604 1012 0223 210 | 780 | 12/31 | 3310 |
| Case type | Card Number | CVV | Expiry |
|---|---|---|---|
| card Declined (Address Verification) | 5143 0105 2233 9965 | 276 | 08/32 |
| Card Fraudulent | 5590 1317 4329 4314 | 887 | 11/32 |
| Card Insufficient Funds | 5258 5859 2266 6506 | 883 | 09/31 |
| Pre-authorization Test Card | 5377 2836 4507 7450 | 789 | 09/31 |
| Do Not Honour | 5143010522339965 | 276 | 08/31 |
| Invalid Transaction | 5551658157653822 | 276 | 08/31 |
| Restricted Card, Retain Card | 5551651630381384 | 276 | 08/31 |
| Incorrect PIN | 5399834697894723 | 883 | 09/31 |
| Verve - Card enrolment | 5531882884804517 | 564 | 10/32 |
| Card Transaction Error | 5258589130149016 | 887 | 11/30 |
| Bank | Account Number | OTP |
|---|---|---|
| Access Bank | 0690000031 | 12345 |
| Access Bank | 0690000032 | same |
| Access Bank | 0690000033 | same |
| Access Bank | 0690000034 | same |
| Providus Bank | 5900102340 | same |
| Providus Bank | 5900002567 | same |
The following test cards are for Paystack as defined on their developers site.
OTP : 123456
| Case type | Card Number | CVV | Expiry | PIN |
|---|---|---|---|---|
| No Validation | 4084084084084081 | 408 | 10/21 | null |
| PIN validation(reusable) | 507850785078507812 | 081 | 10/21 | 1111 |
| PIN + OTP validation(nonreusable) | 5060666666666666666 | 123 | 10/21 | 1234 |
| PIN + Phone + OTP validation | 507850785078507804 | 884 | 10/21 | 0000 |
| Bank authorization Simulation | 4084080000000409 | 000 | 10/31 | null |
| Case type | Card Number | CVV | Expiry | PIN |
|---|---|---|---|---|
| Declined | 4084080000005408 | 001 | 10/21 | null |
| Token Not Generated | 507850785078507853 | 082 | 10/21 | 0000 |
| 500 error | 5060660000000064 | 606 | 10/21 | null |
| Timeout error | 506066506066506067 | 060 | 10/21 | null |
| Bank | Account Number | Birthday | Code |
|---|---|---|---|
| Zenith Bank(transaction) | 0000000000 | 1999-10-14 | null |
| First Bank of Nigeria(transfer) | 0000000000 | null | 011 |
| Network | Number |
|---|---|
| MTN | 0551234987 |
The following test cards are for PayU as defined on their developers site.
| Card type | Card Number | 3D Secure | Behaviour |
|---|---|---|---|
| MasterCard | 5434021016824014 | no | Positive Authorization |
| MasterCard | 5100052384536891 | yes | Positive Authorization |
| MasterCard | 5150030090050083 | yes | Negative Authorization |
| Visa | 4012001037141112 | no | Positive Authorization |
| Visa | 4012001007002005 | yes | Positive Authorization |
| Visa | 4000398284360 | yes | Positive Authorization |
| Maestro | 5000105018126595 | no | Negative Authorization |