This could be a new mode besides the existing two modes (namely using a predefined postage stamp or buying new postage stamps when they expire). The node would check the existing postage stamp TTL and when reaching a threshold value, instead of buying a new postage stamp it would extend the TTL of the existing stamp using the top-up endpoint.
An extra feature related to this could be to extend the capacity (depth) of an existing postage stamp (see #311).