fix(ratelimiter): bump to 1.3.1, disable CPU/memory overload by default

[gaius-qi]

Description

Related Issue

Motivation and Context

Screenshots (if appropriate)

[BraveY]

LGTM

[codecov]

Codecov Report

❌ Patch coverage is 75.00000% with 2 lines in your changes missing coverage. Please review.
✅ Project coverage is 44.50%. Comparing base (8f6f8c5) to head (04b1462).
⚠️ Report is 7 commits behind head on main.

Files with missing lines	Patch %	Lines
dragonfly-client-util/src/ratelimiter/bbr.rs	75.00%	2 Missing ⚠️

Additional details and impacted files

@@            Coverage Diff             @@
##             main    #1769      +/-   ##
==========================================
- Coverage   44.58%   44.50%   -0.09%     
==========================================
  Files          91       91              
  Lines       25784    25790       +6     
==========================================
- Hits        11496    11478      -18     
- Misses      14288    14312      +24     

Files with missing lines	Coverage Δ
dragonfly-client-util/src/ratelimiter/bbr.rs	77.41% <75.00%> (-1.79%)	⬇️

... and 2 files with indirect coverage changes

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