A multi-country salary calculator that shows your actual take-home pay after all taxes and deductions. Built with Next.js and updated for the 2026 tax year.
Each country has its own page for better SEO and shareability:
| Country | URL |
|---|---|
| United States | /us |
| Australia | /au |
| Singapore | /sg |
| South Korea | /kr |
| Netherlands | /nl |
| Portugal | /pt |
| Thailand | /th |
| Hong Kong | /hk |
| Indonesia | /id |
| Compare All | /compare |
Root / redirects to /us by default.
The /compare page asks a few simple questions and shows take-home pay across all supported countries using FX conversion. It surfaces a compact breakdown per country and links out to the full country calculator for detailed inputs and accuracy.
FX rates are fetched from Exchangerate-API and cached on the server for performance.
- All 50 States + DC — Accurate state tax calculations including progressive, flat, and no-income-tax states
- Federal Taxes — 2026 tax brackets (10% to 37%)
- FICA Taxes — Social Security (6.2% up to $181,200) and Medicare (1.45% + 0.9% above $200k)
- State Disability Insurance — Automatically calculated for CA, HI, NJ, NY, and RI
- Retirement Contributions — 401(k), Roth IRA, and HSA with 2026 contribution limits
- Filing Status — Single, Married Filing Jointly, Married Filing Separately, Head of Household
- Income Tax — 2025-26 progressive brackets with Stage 3 tax cuts (0% to 45%)
- Tax-Free Threshold — First A$18,200 is tax-free for residents
- Low Income Tax Offset (LITO) — Up to A$700 for incomes under A$66,667
- Medicare Levy — 2% of taxable income (with low-income reduction)
- Medicare Levy Surcharge — 1-1.5% if no private health insurance above A$101,000
- Division 293 Tax — Additional 15% on concessional super contributions when income + super exceeds A$250,000
- Superannuation — 12% employer contribution (shown as info, not deducted)
- Residency — Different tax brackets for Australian residents vs foreign residents
- Income Tax — 2026 progressive brackets with two tiers
- National Insurance — Combined with income tax for most employees under AOW age
- 30% Ruling — Optional tax-exempt allowance for eligible expats
- Uniform Rates — National rates apply (no regional tax adjustments)
- Tax Credits — Includes general, labor, and IACK (child) tax credits
- Income Tax — 2026 progressive tax brackets (0% to 24%)
- CPF Contributions — Mandatory Central Provident Fund with age-dependent rates
- CPF Breakdown — Ordinary Account, Special Account, and MediSave allocations
- Tax Reliefs — Spouse, children, parent, working mother, and course fee reliefs
- Voluntary Contributions — CPF top-up and Supplementary Retirement Scheme (SRS)
- Income Tax — 2026 progressive brackets (6% to 45%, 8 brackets)
- Local Income Tax — 10% of national income tax
- 4 Major Insurance — National Pension, Health Insurance, Long-term Care, Employment Insurance
- Tax Deductions — Employment income, basic, dependent, and child deductions
- Tax Credits — Wage earner credit, child tax credit, pension credit
- IRS (Income Tax) — 2026 progressive brackets (13% to 48%, 9 brackets for residents)
- Social Security — 11% employee contribution (Segurança Social)
- Specific Deduction — Minimum €4,104 or actual SS contributions (whichever is higher)
- Solidarity Surcharge — Additional 2.5% (€80k-€250k) and 5% (above €250k)
- PPR (Retirement Savings Plan) — 20% tax credit on contributions, age-based limits
- Dependent Deductions — €600 per dependent deducted from tax assessed
- Non-Residents — Flat 25% rate on Portuguese-source income
- Income Tax — 2026 progressive brackets (0% to 35%)
- Social Security — 5% employee contribution (capped monthly)
- Allowances — Personal, spouse, child, parent, and insurance deductions
- Retirement Savings — Provident Fund, RMF, SSF, ESG, and NSF contributions
- Residency — Non-residents pay 15% flat or progressive (whichever is higher)
- Salaries Tax — 2026 progressive rates (2% to 17%) or standard rate (15%/16%)
- MPF Contributions — Mandatory 5% of relevant income (capped at HK$1,500/month)
- Allowances — Basic, married, child, dependent parent, single parent
- Deductions — MPF TVC/QDAP, self-education, home loan interest, domestic rent, donations
- PPh 21 (Income Tax) — Progressive rates from 5% to 35% (5 brackets)
- PTKP (Non-Taxable Income) — Rp54M individual + Rp4.5M married + Rp4.5M per dependent (max 3)
- Job Expense Deduction — 5% of gross income, capped at Rp6M/year
- BPJS Kesehatan — 1% employee contribution (capped at Rp12M monthly wage base)
- BPJS JHT — 2% employee contribution (no cap)
- BPJS JP — 1% employee contribution (capped at Rp10,547,400/month)
npm install
npm run devCreate a .env file with your Exchangerate-API key:
EXCHANGERATE_API_KEY=your_key_hereOpen http://localhost:3000 to use the calculator. You'll be redirected to /us by default.
- Next.js 16 (App Router)
- React 19
- TypeScript
- Tailwind CSS
/app/
[country]/page.tsx # Dynamic country pages (/us, /au, /hk, /id, /sg, /kr, /nl, /pt, /th)
page.tsx # Redirect to /us
compare/page.tsx # Compare flow
api/fx/route.ts # FX rates proxy (Exchangerate-API)
/lib/countries/ # Country-specific calculators
/us/ # US tax calculations
/au/ # Australia tax calculations
/sg/ # Singapore tax calculations
/kr/ # South Korea tax calculations
/nl/ # Netherlands tax calculations
/id/ # Indonesia tax calculations
registry.ts # Country calculator factory
types.ts # Shared interfaces
/components/calculator/ # Calculator UI components
/components/compare/ # Compare flow UI components
/hooks/ # React state management
- US: Tax brackets and contribution limits based on IRS announcements for 2026
- Australia: ATO tax rates for 2025-26, Medicare levy rates, Division 293 tax, and superannuation guarantee
- Netherlands: Income tax brackets and national insurance rates for 2026
- Singapore: IRAS tax rates and CPF contribution rates for 2026
- South Korea: NTS tax rates and social insurance rates for 2026
- Portugal: IRS tax brackets and Social Security rates from Autoridade Tributária e Aduaneira (AT) for 2026
- Thailand: Revenue Department tax brackets and Social Security Fund rates for 2026
- Hong Kong: IRD salaries tax rates/allowances and MPFA MPF contribution rates for 2026
- Indonesia: PPh 21 tax rates from UU No. 7/2021 (HPP Law), BPJS rates from BPJS regulations for 2026
- FX Rates: Exchangerate-API (cached, used for
/compare)
This calculator provides estimates only. Actual tax liability may vary based on individual circumstances. Consult a tax professional for personalized advice.