fix test

Update go.mod to upgrade dependencies and adjust Go version

add balance reconciliation from transaction source

This commit adds a self-healing reconciliation mechanism for balances:

- Implement database trigger to detect reconciliation flag in metadata
- Recalculate debit and credit balances from transaction history
- Support automatic recalculation when 'BLNK_RUN_RECONCILIATION' flag is set
- Store reconciliation results in metadata with before/after values
- Handle both precise_amount and amount fields for maximum compatibility

Merge pull request #103 from blnkfinance/redis-fix

Improve Redis URL parsing to handle username and password more effect…

Merge pull request #102 from blnkfinance/back-dated-transactions

Add effective_date field to transactions and update related logic

Merge pull request #97 from blnkfinance/jerry/pii-tokenization

Implement tokenization and detokenization for identity PII fields

Add envconfig tags to configuration fields for better environment var…

…iable support

Add logging for balance snapshot operations and update LastTxID to ha…

…ndle NULL values

Update Typesense client initialization to use configuration key

Merge pull request #96 from blnkfinance/51-implement-historical-balan…

…ce-tracking-system

Add balance snapshotting and historical retrieval functionality