fix: x/authz allow insufficient funds error (backport cosmos#11252) (c…

…osmos#11299)

* fix: x/authz allow insufficient funds error (cosmos#11252)

## Description

Allow insufficient funds error for authz simulation

Closes: #XXXX

---

### Author Checklist

*All items are required. Please add a note to the item if the item is not applicable and
please add links to any relevant follow up issues.*

I have...

- [ ] included the correct [type prefix](https://github.com/commitizen/conventional-commit-types/blob/v3.0.0/index.json) in the PR title
- [ ] added `!` to the type prefix if API or client breaking change
- [ ] targeted the correct branch (see [PR Targeting](https://github.com/cosmos/cosmos-sdk/blob/master/CONTRIBUTING.md#pr-targeting))
- [ ] provided a link to the relevant issue or specification
- [ ] followed the guidelines for [building modules](https://github.com/cosmos/cosmos-sdk/blob/master/docs/building-modules)
- [ ] included the necessary unit and integration [tests](https://github.com/cosmos/cosmos-sdk/blob/master/CONTRIBUTING.md#testing)
- [ ] added a changelog entry to `CHANGELOG.md`
- [ ] included comments for [documenting Go code](https://blog.golang.org/godoc)
- [ ] updated the relevant documentation or specification
- [ ] reviewed "Files changed" and left comments if necessary
- [ ] confirmed all CI checks have passed

### Reviewers Checklist

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your handle next to the items reviewed if you only reviewed selected items.*

I have...

- [ ] confirmed the correct [type prefix](https://github.com/commitizen/conventional-commit-types/blob/v3.0.0/index.json) in the PR title
- [ ] confirmed `!` in the type prefix if API or client breaking change
- [ ] confirmed all author checklist items have been addressed
- [ ] reviewed state machine logic
- [ ] reviewed API design and naming
- [ ] reviewed documentation is accurate
- [ ] reviewed tests and test coverage
- [ ] manually tested (if applicable)

(cherry picked from commit a426780)

# Conflicts:
#	CHANGELOG.md
#	x/authz/simulation/operations.go

* resolve conflicts

Co-authored-by: MD Aleem <72057206+aleem1314@users.noreply.github.com>
Co-authored-by: aleem1314 <aleem@vitwit.com>

CHANGELOG.md

@@ -50,6 +50,7 @@ Ref: https://keepachangelog.com/en/1.0.0/
 
 * (store) [\#11177](https://github.com/cosmos/cosmos-sdk/pull/11177) Update the prune `everything` strategy to store the last two heights.
 * (store) [\#11117](https://github.com/cosmos/cosmos-sdk/pull/11117) Fix data race in store trace component
+* (x/authz) [\#11252](https://github.com/cosmos/cosmos-sdk/pull/11252) Allow insufficient funds error for authz simulation
 
 ### Improvements