Banking Workflow Automation Simulator

AI-Powered Account Opening & Workflow Orchestration Platform

A demonstration platform showcasing intelligent workflow automation, business rules configuration, and AI-powered validation for banking account opening processes.

🎯 Project Purpose

Built to demonstrate:

• Workflow Configuration - No-code business process design
• AI Automation - Intelligent validation and routing
• Integration Architecture - Multi-API orchestration
• Process Documentation - Auto-generated implementation guides
• Enterprise Implementation Skills - Real-world banking workflow simulation

🚀 Features

1. Multi-Step Account Opening Workflow

• Personal Information Collection
• Identity Verification
• Document Upload & Processing
• Credit Check Integration
• Compliance & KYC/AML Screening
• Automated Approval/Review Routing

2. Business Rules Engine

• Configurable validation rules
• Risk scoring algorithms
• Automated decision trees
• Compliance rule enforcement

3. AI-Powered Intelligence

• Field validation using AI
• Fraud detection patterns
• Document verification assistance
• Smart routing based on risk profiles

4. Mock Integration Layer

• Identity Verification API (mock)
• Credit Bureau Integration (mock)
• KYC/AML Service (mock)
• Document Processing API (mock)

5. Real-Time Dashboard

• Application status tracking
• Conversion metrics
• Processing time analytics
• Success/failure rates
• Integration health monitoring

6. Auto-Generated Documentation

• Workflow diagrams
• Integration specifications
• Configuration guides
• API documentation

🏗️ Architecture

banking-workflow-automation/
├── backend/                 # Python FastAPI backend
│   ├── app.py              # Main application
│   ├── workflow_engine.py  # Workflow orchestration
│   ├── rules_engine.py     # Business rules processor
│   ├── ai_validator.py     # AI validation logic
│   ├── integrations/       # Mock API integrations
│   └── models.py           # Data models
├── frontend/               # Web interface
│   ├── index.html         # Main dashboard
│   ├── workflow-builder.html  # Visual workflow designer
│   ├── application-form.html  # Customer-facing form
│   └── assets/            # CSS/JS/Images
├── docs/                   # Documentation
│   ├── ARCHITECTURE.md
│   ├── IMPLEMENTATION_GUIDE.md
│   └── API_REFERENCE.md
└── tests/                  # Test suite

💻 Tech Stack

• Backend: Python 3.9+, FastAPI
• Frontend: HTML5, JavaScript, CSS3
• AI/ML: AI-assisted validation (configurable LLM)
• Storage: SQLite (demo), JSON configs
• Deployment: Docker (optional)

📦 Installation

# Clone repository
git clone https://github.com/Turtles-AI-Lab/banking-workflow-automation.git
cd banking-workflow-automation

# Install dependencies
pip install -r requirements.txt

# Run application
python backend/app.py

# Access dashboard
# Open http://localhost:8000

🎮 Usage

For Implementation Teams:

1. Configure workflow steps in the visual builder
2. Set business rules and validation criteria
3. Map integration endpoints
4. Test end-to-end process flow
5. Generate documentation for stakeholders

For End Users (Demo):

1. Fill out account opening application
2. Upload required documents
3. Track application status in real-time
4. Receive automated notifications

🔑 Key Capabilities Demonstrated

Workflow Configuration (Prelim-focused)

• Visual workflow builder
• Drag-and-drop form creation
• Business logic configuration
• Integration mapping

AI Automation (Ping Identity-focused)

• Intelligent field validation
• Automated fraud detection
• Smart routing and prioritization
• Process optimization recommendations

📊 Sample Use Cases

1. Personal Checking Account - Standard workflow with basic KYC
2. Business Account Opening - Complex approval chain with multiple stakeholders
3. High-Risk Application - Enhanced verification with manual review
4. Minor Account - Co-signer requirements and special rules

🎯 Real-World Applications

This simulator demonstrates skills directly applicable to:

• Banking platform implementations (Prelim, nCino, Mambu)
• Identity and access workflows (Ping Identity, Okta)
• Financial services automation
• Compliance and regulatory workflows
• Customer onboarding systems

📈 Metrics & KPIs Tracked

• Application completion rate
• Average processing time
• Automation rate (% handled without human intervention)
• Integration success rate
• Fraud detection accuracy
• Customer drop-off points

🛡️ Security Features

• Input validation and sanitization
• Fraud detection algorithms
• Compliance rule enforcement
• Audit logging
• Data encryption (in production scenarios)

🔗 Integration Examples

All integrations are mocked but demonstrate real-world patterns:

• Identity Verification - ID.me, Socure, Jumio patterns
• Credit Bureau - Experian, TransUnion, Equifax APIs
• KYC/AML - ComplyAdvantage, Refinitiv World-Check
• Document Processing - OCR and extraction services

📚 Documentation

See /docs folder for:

• Technical Architecture Guide
• Implementation Handbook
• API Reference
• Configuration Recipes
• Testing Procedures

👨‍💻 Author

James Greenia

• Solutions Architect & AI Automation Engineer
• GitHub: @Turtles-AI-Lab
• LinkedIn: james-greenia

🎓 Skills Demonstrated

• API Integration & Orchestration
• Workflow Automation Design
• AI-Powered Validation Systems
• Business Process Configuration
• Technical Documentation
• Client-Facing Implementation
• Project Management
• Stakeholder Communication

📄 License

MIT License - Free to use for learning and demonstration

🚀 Future Enhancements

• Multi-language support
• Advanced analytics dashboard
• A/B testing framework
• Real-time collaboration features
• Mobile-responsive design
• Webhook support for real integrations
• Role-based access control

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Built with AI-assisted development to showcase modern workflow automation and implementation capabilities.

This project demonstrates the intersection of technical implementation skills, AI automation expertise, and customer-focused solution delivery - key capabilities for roles in banking technology, identity platforms, and enterprise automation.