diff --git a/CHANGELOG.md b/CHANGELOG.md
index 781daefc12d..b57ab17cbf4 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -56,6 +56,8 @@ Ref: https://keepachangelog.com/en/1.0.0/
 
 ### Bug Fixes
 
+* (apps/transfer) [\#2672](https://github.com/cosmos/ibc-go/pull/2672) Check `x/bank` send enabled.
+
 ## [v4.1.0](https://github.com/cosmos/ibc-go/releases/tag/v4.1.0) - 2022-09-20
 
 ### Dependencies
diff --git a/modules/apps/transfer/keeper/msg_server_test.go b/modules/apps/transfer/keeper/msg_server_test.go
index be11ae1a01e..261a98ecf66 100644
--- a/modules/apps/transfer/keeper/msg_server_test.go
+++ b/modules/apps/transfer/keeper/msg_server_test.go
@@ -2,6 +2,7 @@ package keeper_test
 
 import (
 	sdk "github.com/Finschia/finschia-sdk/types"
+	banktypes "github.com/Finschia/finschia-sdk/x/bank/types"
 
 	"github.com/cosmos/ibc-go/v4/modules/apps/transfer/types"
 )
@@ -19,6 +20,17 @@ func (suite *KeeperTestSuite) TestMsgTransfer() {
 			func() {},
 			true,
 		},
+		{
+			"bank send enabled for denom",
+			func() {
+				suite.chainA.GetSimApp().BankKeeper.SetParams(suite.chainA.GetContext(),
+					banktypes.Params{
+						SendEnabled: []*banktypes.SendEnabled{{Denom: sdk.DefaultBondDenom, Enabled: true}},
+					},
+				)
+			},
+			true,
+		},
 		{
 			"invalid sender",
 			func() {
@@ -33,6 +45,17 @@ func (suite *KeeperTestSuite) TestMsgTransfer() {
 			},
 			false,
 		},
+		{
+			"bank send disabled for denom",
+			func() {
+				suite.chainA.GetSimApp().BankKeeper.SetParams(suite.chainA.GetContext(),
+					banktypes.Params{
+						SendEnabled: []*banktypes.SendEnabled{{Denom: sdk.DefaultBondDenom, Enabled: false}},
+					},
+				)
+			},
+			false,
+		},
 		{
 			"channel does not exist",
 			func() {
diff --git a/modules/apps/transfer/keeper/relay.go b/modules/apps/transfer/keeper/relay.go
index dcd57f84d80..e63e899ab29 100644
--- a/modules/apps/transfer/keeper/relay.go
+++ b/modules/apps/transfer/keeper/relay.go
@@ -90,6 +90,10 @@ func (k Keeper) sendTransfer(
 		return 0, types.ErrSendDisabled
 	}
 
+	if !k.bankKeeper.IsSendEnabledCoin(ctx, token) {
+		return 0, sdkerrors.Wrapf(types.ErrSendDisabled, "%s transfers are currently disabled", token.Denom)
+	}
+
 	if k.bankKeeper.BlockedAddr(sender) {
 		return 0, sdkerrors.Wrapf(sdkerrors.ErrUnauthorized, "%s is not allowed to send funds", sender)
 	}
diff --git a/modules/apps/transfer/types/expected_keepers.go b/modules/apps/transfer/types/expected_keepers.go
index b235df5eb59..62001b6de07 100644
--- a/modules/apps/transfer/types/expected_keepers.go
+++ b/modules/apps/transfer/types/expected_keepers.go
@@ -24,6 +24,7 @@ type BankKeeper interface {
 	SendCoinsFromModuleToAccount(ctx sdk.Context, senderModule string, recipientAddr sdk.AccAddress, amt sdk.Coins) error
 	SendCoinsFromAccountToModule(ctx sdk.Context, senderAddr sdk.AccAddress, recipientModule string, amt sdk.Coins) error
 	BlockedAddr(addr sdk.AccAddress) bool
+	IsSendEnabledCoin(ctx sdk.Context, coin sdk.Coin) bool
 }
 
 // ICS4Wrapper defines the expected ICS4Wrapper for middleware