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neobank

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Kuda is a Nigerian digital-first retail bank — branded "the money app for Africans" and "the bank of the free" — founded in 2019 by Babs Ogundeyi and Musty Mustapha and headquartered in Lagos, Nigeria with operations in the United Kingdom.

  • Updated Aug 25, 2026

Open-source software for building a neobank. Product screens, a 181-operation banking API, a double-entry ledger and a canonical stablecoin FX engine. MIT licensed, self-hostable, runs on Node or Cloudflare Workers.

  • Updated Aug 25, 2026
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Tonik is the first digital-only neobank in the Philippines, operated by Tonik Digital Bank, Inc. under a digital banking license from the Bangko Sentral ng Pilipinas (BSP). Delivered entirely through a consumer mobile app, Tonik offers retail deposit accounts, high-interest savings "Stashes", time deposits, and consumer/quick loans, together with…

  • Updated Aug 25, 2026

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