Loan ChargeOff Risk Solution Template with Microsoft ML Server
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Updated
Jun 12, 2023 - R
Loan ChargeOff Risk Solution Template with Microsoft ML Server
Data Mining and Random Forest algo using R
The code processes a loan dataset by cleaning, encoding, and reducing dimensions with PCA. Five models (Naive Bayes, SVM, KNN, Random Forest, Logistic Regression) are trained and optimized. An ensemble with cross-validation refines accuracy, enabling reliable predictions on loan approvals.
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