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loan-prediction-analysis

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This project automates bank credit risk assessment using AI and machine learning models to predict loan defaults. It streamlines the credit process with predictive analytics, model evaluation, explainability (SHAP), and deployment readiness.

  • Updated May 29, 2025
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Built a Logistic Regression model in R to predict housing loan approvals using financial and demographic data. Performed data preprocessing, feature engineering, and model evaluation using ROC curve and confusion matrix. Achieved ~74% accuracy, showcasing the effectiveness of ML in loan decision-making.

  • Updated Mar 23, 2026

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