chore(deps): update all

Author: renovate[bot]

.github/workflows/test.yml

@@ -14,7 +14,7 @@ jobs:
       - uses: actions/checkout@v4
       - uses: ruby/setup-ruby@v1
         with:
-          ruby-version: 2.6 # Not needed with a .ruby-version file
+          ruby-version: 2.7.8 # Not needed with a .ruby-version file
       - name: Testing
         run: |
           make

docker-compose.yml

@@ -1,7 +1,7 @@
 version: '3'
 services:
   ach:
-    image: moov/ach:v1.45.1
+    image: moov/ach:v1.53.2
     ports:
       - "8080:8080"
   demo: