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#授信状态变更通知回调 | ||
## 描述 | ||
如果在调用 [融资申请创建API](05_app_create.md) 时填写了 callbackURL 参数,当资金方反馈审批结果时,会通过此接口下发回调通知。 | ||
此接口统一使用 POST 请求进行参数传递,body 内容为明文,只要返回的 HTTP 返回的状态码为200即认为回调成功,否则会最多重试3次,每次间隔3分钟。 | ||
某个申请一旦回调成功,或回调重试次数达到3次,则不会再次通知(但可以通过[申请状态查询](2.1/10_app_sts.md)接口进行主动查询)。 | ||
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## 请求参数 | ||
| 名称 | 类型 | 是否必须 | 最大长度 | 描述 | 示例值 | | ||
| --- | --- | --- | --- | --- | --- | | ||
| app_id | String | 是 | 50 | 申请ID([融资申请创建API](05_app_create.md)返回的结果) | 0092728480d24f5d87bf63639b5cfe1c | | ||
| mt_app_sts_cd | String | 20 |申请状态代码,详细规则见:[申请状态](#申请状态) | APPROVED | | ||
| remark | String | 200| 备注:当申请被退回或被取消时,返回退回或取消原因 | 风控审核未通过 | | ||
| finalLimit | Number | 否 | 30 (26,4) |资金方批准的额度:当申请状态为已批准时不为空 | 30000 | | ||
| finalRate | Number | 否 | 9 (5,4) |资金方批准的年利率:当申请状态为已批准时不为空 | 5.2 | | ||
| finalIntRateInSuspense | Number | 否 | 9 (5,4) | 资金方批准的罚息利率:当申请状态为已批准时不为空 | 8.1 | | ||
| finalTenureAppr | Number | 否 | 6 | 资金方批准的业务期限 | 12 | | ||
| finalMtTimeCd | String | 否 | 1 | 资金方批准的业务期限类型(D-天、M-月、Y-年) | M | | ||
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###申请状态说明 | ||
| 申请类型 | 代码 | 描述 | | ||
| --- | --- | --- | | ||
| 企业融资申请 | APPROVED | 已批准,资金提供方已批准该笔融资申请 | | ||
| 企业融资申请 | CANCELLED | 已取消,申请已经被人为取消,后续不能做任何操作 | | ||
| 企业融资申请 | CP_PUSH_APP_PUSHED | 已推送,申请已发送到资金提供方,待对方审核 | | ||
| 企业融资申请 | CP_PUSH_APP_RETURNED | 被退回,申请不满足风控审核,已资金提供方被退回 | | ||
| 企业融资申请 | CREATED | 录入中,可以调用上传申请材料等接口,然后推送融资申请到资金提供方 | | ||
| 个人融资申请 | APPROVED | 已批准,规则同企业融资申请 | | ||
| 个人融资申请 | CANCELLED | 已取消,规则同企业融资申请 | | ||
| 个人融资申请 | CREATED | 录入中,规则同企业融资申请 | | ||
| 个人融资申请 | CS_PUSH_APP_PUSHED | 已推送,规则同企业融资申请 | | ||
| 个人融资申请 | CS_PUSH_APP_RETURNED | 被退回,规则同企业融资申请 | | ||
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## 示例 | ||
### 请求示例 | ||
```javascript | ||
{ | ||
"app_id":"0092728480d24f5d87bf63639b5cfe1c", | ||
"mt_app_sts_cd":"APPROVED" | ||
} | ||
``` | ||
## FAQ | ||
关于此文档暂时还没有FAQ |
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