Update mortgage.md

Signed-off-by: James Cole <james@firefly-iii.org>

Author: JC5

docs/docs/tutorials/finances/mortgage.md

@@ -1,23 +1,26 @@
 # Manage your mortgage
 
-There are multiple ways to manage your mortgage. The method below focuses on ensuring all transactions are able to be part of a budget, and categorized.
+There are multiple ways to manage your mortgage in Firefly III. The method illustrated on this page focuses on ensuring that all transactions are part of a budget, and categorized.
 
 ## Create a mortgage account
 
-Your mortgage loans should be created as Liability accounts. For more information on creating liability accounts, see [How to manage liabilities](../../how-to/firefly-iii/finances/liabilities.md).
-
-### Optional: buy the house
+Your mortgage loans should be created as a liability account. You can do that on the Liabilities page. For more information, see [how to manage liabilities](../../how-to/firefly-iii/finances/liabilities.md).
 
+!!! tip
+    At this point it's optional but smart to buy a house to pay a mortgage on.
 
 ## Paying your mortgage
 
-### Mortgage payment which is entirely interest
-* Create one transaction
-  * From asset account to an expense account for interest.
+You can pay off your mortgage in several ways. Here are the most used ones.
+
+### A mortgage payment which is entirely interest
+To manage a mortgage payment that is entirely interest, you have three options. 
 
-**Note:** You will not see any transactions under your mortgage, nor will it decrease. This is expected, you are not paying towards your mortgage principal.
+1. Create a withdrawal from an asset account to your bank's expense account. This is useful when you pay the interest entirely out of your own pocket. The transaction will not be recorded under your mortgage but the amount due of your mortgage will also not decrease (or increase).
+2. Send the interest payment as a withdrawal from your asset account to your mortgage, and then from your mortgage to the bank. The difference with the previous method is that the transaction is *also* recorded under your mortgage account.
+3. Send the interest payment as a withdrawal directly from your mortgage to your bank. This essentially results in a higher "amount due", but you can always correct this later (as detailed in item 2).
 
-**Tip:** Depending on your own goals of tracking and granularity, you can either use a shared Expense Account for interest or create a unique expense account for this loan. You would be able to track this over time.
+Depending on your own goals of tracking and granularity, you can either use a shared expense account for all interest payments (of all your liabilities) or create a unique expense account for this particular liability. You would be able to track this over time either way.
 
 ### Mortgage payment is split partly interest and part principal
 * Create two transactions, or a single split transaction.