uml-diagrams/OBReadProduct2.svg

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<text style="font-weight:bold" text-anchor="middle" x="6.6000000000000005em" y="2.3em" fill="black">
<title>Product details of Other Product which is not available in the standard list</title>
OBReadProduct2
</text>

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<text style="font-weight:bold" text-anchor="middle" x="19.800000000000004em" y="2.3em" fill="black">
<title>Aligning with the read write specs structure.</title>
Data
</text>

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<text style="font-weight:bold" text-anchor="middle" x="37.400000000000006em" y="2.3em" fill="black">
<title>Product details associated with the Account</title>
Product
</text>

<text x="28.400000000000002em" y="4.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 40
Description: A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.
</title>
AccountId [1..1]
</text>

<text x="28.400000000000002em" y="5.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 35
Description: Unique and unambiguous identification of a Product Marketing State.
</title>
MarketingStateId [0..1]
</text>

<text x="28.400000000000002em" y="6.9em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 40
Description: Identifier within the parent organisation for the product. Must be unique in the organisation
</title>
ProductId [0..1]
</text>

<text x="28.400000000000002em" y="8.2em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: The name of the Product used for marketing purposes from a customer perspective. I.e. what the customer would recognise.
</title>
ProductName [0..1]
</text>

<text x="28.400000000000002em" y="9.5em" fill="darkslateblue">
<title>Type: string
Description: Descriptive code for the product category.  For a full list refer to `OBInternalProductType1Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)&lt;br /&gt;&lt;br /&gt; If ProductType - &#34;Other&#34; is chosen, the object OtherProductType must be populated with name, and description.
Values:
 - BusinessCurrentAccount
 - CommercialCreditCard
 - Other
 - PersonalCurrentAccount
 - SMELoan
</title>
ProductType [1..1]
</text>

<text x="28.400000000000002em" y="10.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Any secondary Identification which supports Product Identifier to uniquely identify the current account banking products.
</title>
SecondaryProductId [0..1]
</text>

<rect x="53.400000000000006em" y="1em" width="2.4000000000000004em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="54.60000000000001em" y="2.3em" fill="black">
<title></title>
BCA
</text>

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<text style="font-weight:bold" text-anchor="middle" x="67.4em" y="2.3em" fill="black">
<title>Details about the interest that may be payable to the BCA account holders</title>
CreditInterest
</text>

<rect x="79em" y="1em" width="19.200000000000003em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="88.6em" y="2.3em" fill="black">
<title>The group of tiers or bands for which credit interest can be applied.</title>
TierBandSet
</text>

<text x="80em" y="4.3em" fill="darkslateblue">
<title>Type: string
Description: Methods of calculating interest
Values:
 - Compound
 - SimpleInterest
</title>
CalculationMethod [0..1]
</text>

<text x="80em" y="5.6em" fill="darkslateblue">
<title>Type: string
Description: Describes whether accrued interest is payable only to the BCA or to another bank account
Values:
 - PayAway
 - SelfCredit
</title>
Destination [1..1]
</text>

<text x="80em" y="6.9em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="80em" y="8.2em" fill="darkslateblue">
<title>Type: string
Description: The methodology of how credit interest is paid/applied. It can be:-

1. Banded
Interest rates are banded. i.e. Increasing rate on whole balance as balance increases.

2. Tiered
Interest rates are tiered. i.e. increasing rate for each tier as balance increases, but interest paid on tier fixed for that tier and not on whole balance.

3. Whole
The same interest rate is applied irrespective of the BCA balance
Values:
 - Banded
 - Tiered
 - Whole
</title>
TierBandMethod [1..1]
</text>

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<text style="font-weight:bold" text-anchor="middle" x="119em" y="2.3em" fill="black">
<title>Tier Band Details</title>
TierBand
</text>

<text x="105.2em" y="4.3em" fill="darkslateblue">
<title>Type: string
Description: The annual equivalent rate (AER) is interest that is calculated under the assumption that any interest paid is combined with the original balance and the next interest payment will be based on the slightly higher account balance. Overall, this means that interest can be compounded several times in a year depending on the number of times that interest payments are made. 
Read more: Annual Equivalent Rate (AER) http://www.investopedia.com/terms/a/aer.asp#ixzz4gfR7IO1A
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
AER [1..1]
</text>

<text x="105.2em" y="5.6em" fill="darkslateblue">
<title>Type: string
Description: How often is interest applied to the BCA for this tier/band i.e. how often the financial institution pays accumulated interest to the customer&#39;s BCA.
Values:
 - Daily
 - HalfYearly
 - Monthly
 - Other
 - Quarterly
 - PerStatementDate
 - Weekly
 - Yearly
</title>
ApplicationFrequency [1..1]
</text>

<text x="105.2em" y="6.9em" fill="darkslateblue">
<title>Type: string
Description: Bank Interest for the BCA product
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
BankInterestRate [0..1]
</text>

<text x="105.2em" y="8.2em" fill="darkslateblue">
<title>Type: string
Description: Interest rate types, other than AER, which financial institutions may use to describe the annual interest rate payable to the BCA.
Values:
 - Gross
 - Other
</title>
BankInterestRateType [0..1]
</text>

<text x="105.2em" y="9.5em" fill="darkslateblue">
<title>Type: string
Description: How often is credit interest calculated for the account.
Values:
 - Daily
 - HalfYearly
 - Monthly
 - Other
 - Quarterly
 - PerStatementDate
 - Weekly
 - Yearly
</title>
CalculationFrequency [0..1]
</text>

<text x="105.2em" y="10.8em" fill="darkslateblue">
<title>Type: string
Description: Amount on which Interest applied.
Values:
 - Banded
 - Tiered
 - Whole
</title>
DepositInterestAppliedCoverage [0..1]
</text>

<text x="105.2em" y="12.100000000000001em" fill="darkslateblue">
<title>Type: string
Description: Type of interest rate, Fixed or Variable
Values:
 - Fixed
 - Variable
</title>
FixedVariableInterestRateType [1..1]
</text>

<text x="105.2em" y="13.399999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 35
Description: Unique and unambiguous identification of a  Tier Band for a BCA.
</title>
Identification [0..1]
</text>

<text x="105.2em" y="14.7em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="105.2em" y="16em" fill="darkslateblue">
<title>Type: string
Description: Maximum deposit value for which the credit interest tier applies.
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMaximum [0..1]
</text>

<text x="105.2em" y="17.3em" fill="darkslateblue">
<title>Type: string
Description: Minimum deposit value for which the credit interest tier applies.
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMinimum [1..1]
</text>

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<text style="font-weight:bold" text-anchor="middle" x="149.8em" y="2.3em" fill="black">
<title>Other application frequencies that are not available in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="140.8em" y="4.3em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="140.8em" y="5.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="140.8em" y="6.9em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

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<text style="font-weight:bold" text-anchor="middle" x="148.20000000000002em" y="10.200000000000001em" fill="black">
<title>Other interest rate types which are not available in the standard code list</title>
OtherBankInterestType
</text>

<text x="140.8em" y="12.200000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="140.8em" y="13.500000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="140.8em" y="14.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

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<text style="font-weight:bold" text-anchor="middle" x="149.8em" y="18.1em" fill="black">
<title>Other calculation frequency which is not available in the standard code set.</title>
OtherCalculationFrequency
</text>

<text x="140.8em" y="20.1em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="140.8em" y="21.400000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="140.8em" y="22.700000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="61.800000000000004em" y="24.700000000000003em" width="13.600000000000001em" height="5.6em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="68.60000000000001em" y="26.000000000000004em" fill="black">
<title>Contains details of fees and charges which are not associated with either Overdraft or features/benefits</title>
OtherFeesCharges
</text>

<text x="62.800000000000004em" y="28.000000000000004em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Name of the tariff
</title>
TariffName [0..1]
</text>

<text x="62.800000000000004em" y="29.300000000000004em" fill="darkslateblue">
<title>Type: string
Description: TariffType which defines the fee and charges.
Values:
 - Electronic
 - Mixed
 - Other
</title>
TariffType [0..1]
</text>

<rect x="81.4em" y="24.700000000000003em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="90.60000000000001em" y="26.000000000000004em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular or group of fee/charge</title>
FeeChargeCap
</text>

<text x="82.4em" y="28.000000000000004em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
CappingPeriod [0..1]
</text>

<text x="82.4em" y="29.300000000000004em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="82.4em" y="30.600000000000005em" fill="darkslateblue">
<title>Type: number
Format: float
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="82.4em" y="31.900000000000006em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - Other
 - ServiceCAccountFee
 - ServiceCAccountFeeMonthly
 - ServiceCAccountFeeQuarterly
 - ServiceCFixedTariff
 - ServiceCBusiDepAccBreakage
 - ServiceCMinimumMonthlyFee
 - ServiceCOther
</title>
FeeType [1..*]
</text>

<text x="82.4em" y="33.2em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - Minimum
 - Maximum
</title>
MinMaxType [1..1]
</text>

<text x="82.4em" y="34.5em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<rect x="105.80000000000001em" y="24.700000000000003em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="113.00000000000001em" y="26.000000000000004em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="106.80000000000001em" y="28.000000000000004em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="106.80000000000001em" y="29.300000000000004em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="106.80000000000001em" y="30.600000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="81.4em" y="36.5em" width="21.6em" height="14.700000000000001em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="92.2em" y="37.8em" fill="black">
<title>Other fees/charges details</title>
FeeChargeDetail
</text>

<text x="82.4em" y="39.8em" fill="darkslateblue">
<title>Type: string
Description: How frequently the fee/charge is applied to the account
Values:
 - OnClosing
 - OnOpening
 - ChargingPeriod
 - Daily
 - PerItem
 - Monthly
 - OnAnniversary
 - Other
 - PerHundredPounds
 - PerHour
 - PerOccurrence
 - PerSheet
 - PerTransaction
 - PerTransactionAmount
 - PerTransactionPercentage
 - Quarterly
 - SixMonthly
 - StatementMonthly
 - Weekly
 - Yearly
</title>
ApplicationFrequency [1..1]
</text>

<text x="82.4em" y="41.099999999999994em" fill="darkslateblue">
<title>Type: string
Description: How frequently the fee/charge is calculated
Values:
 - OnClosing
 - OnOpening
 - ChargingPeriod
 - Daily
 - PerItem
 - Monthly
 - OnAnniversary
 - Other
 - PerHundredPounds
 - PerHour
 - PerOccurrence
 - PerSheet
 - PerTransaction
 - PerTransactionAmount
 - PerTransactionPercentage
 - Quarterly
 - SixMonthly
 - StatementMonthly
 - Weekly
 - Yearly
</title>
CalculationFrequency [0..1]
</text>

<text x="82.4em" y="42.4em" fill="darkslateblue">
<title>Type: string
Description: Fee Amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeAmount [0..1]
</text>

<text x="82.4em" y="43.699999999999996em" fill="darkslateblue">
<title>Type: string
Description: Categorisation of fees and charges into standard categories.
Values:
 - Other
 - Servicing
</title>
FeeCategory [1..1]
</text>

<text x="82.4em" y="45em" fill="darkslateblue">
<title>Type: string
Description: Rate charged for Fee/Charge (where it is charged in terms of a rate rather than an amount)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
FeeRate [0..1]
</text>

<text x="82.4em" y="46.3em" fill="darkslateblue">
<title>Type: string
Description: Rate type for Fee/Charge (where it is charged in terms of a rate rather than an amount)
Values:
 - Gross
 - Other
</title>
FeeRateType [0..1]
</text>

<text x="82.4em" y="47.599999999999994em" fill="darkslateblue">
<title>Type: string
Description: Fee/Charge Type
Values:
 - Other
 - ServiceCAccountFee
 - ServiceCAccountFeeMonthly
 - ServiceCAccountFeeQuarterly
 - ServiceCFixedTariff
 - ServiceCBusiDepAccBreakage
 - ServiceCMinimumMonthlyFee
 - ServiceCOther
</title>
FeeType [1..1]
</text>

<text x="82.4em" y="48.9em" fill="darkslateblue">
<title>Type: boolean
Description: Fee/charge which is usually negotiable rather than a fixed amount
</title>
NegotiableIndicator [0..1]
</text>

<text x="82.4em" y="50.199999999999996em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<rect x="109em" y="36.5em" width="16em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="117em" y="37.8em" fill="black">
<title>Range or amounts or rates for which the fee/charge applies</title>
FeeApplicableRange
</text>

<text x="110em" y="39.8em" fill="darkslateblue">
<title>Type: string
Description: Maximum Amount on which fee is applicable (where it is expressed as an amount)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
MaximumAmount [0..1]
</text>

<text x="110em" y="41.099999999999994em" fill="darkslateblue">
<title>Type: string
Description: Maximum rate on which fee/charge is applicable(where it is expressed as an rate)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
MaximumRate [0..1]
</text>

<text x="110em" y="42.4em" fill="darkslateblue">
<title>Type: string
Description: Minimum Amount on which fee/charge is applicable (where it is expressed as an amount)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
MinimumAmount [0..1]
</text>

<text x="110em" y="43.699999999999996em" fill="darkslateblue">
<title>Type: string
Description: Minimum rate on which fee/charge is applicable(where it is expressed as an rate)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
MinimumRate [0..1]
</text>

<rect x="109em" y="45.7em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="118.2em" y="47em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular or group of fee/charge</title>
FeeChargeCap
</text>

<text x="110em" y="49em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
CappingPeriod [0..1]
</text>

<text x="110em" y="50.3em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="110em" y="51.6em" fill="darkslateblue">
<title>Type: number
Format: float
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="110em" y="52.9em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - Other
 - ServiceCAccountFee
 - ServiceCAccountFeeMonthly
 - ServiceCAccountFeeQuarterly
 - ServiceCFixedTariff
 - ServiceCBusiDepAccBreakage
 - ServiceCMinimumMonthlyFee
 - ServiceCOther
</title>
FeeType [1..*]
</text>

<text x="110em" y="54.2em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - Minimum
 - Maximum
</title>
MinMaxType [1..1]
</text>

<text x="110em" y="55.5em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<rect x="133.4em" y="45.7em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="140.6em" y="47em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="134.4em" y="49em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="134.4em" y="50.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="134.4em" y="51.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="109em" y="57.5em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="119em" y="58.8em" fill="black">
<title>Other application frequencies not covered in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="110em" y="60.8em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="110em" y="62.099999999999994em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="110em" y="63.4em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="109em" y="65.4em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="119em" y="66.7em" fill="black">
<title>Other calculation frequency which is not available in standard code set.</title>
OtherCalculationFrequency
</text>

<text x="110em" y="68.7em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="110em" y="70em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="110em" y="71.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="109em" y="73.30000000000001em" width="16em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="117em" y="74.60000000000001em" fill="black">
<title></title>
OtherFeeCategoryType
</text>

<text x="110em" y="76.60000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="110em" y="77.9em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="110em" y="79.2em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="109em" y="81.20000000000002em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="116.2em" y="82.50000000000001em" fill="black">
<title>Other fee rate type which is not available in the standard code set</title>
OtherFeeRateType
</text>

<text x="110em" y="84.50000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="110em" y="85.80000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="110em" y="87.10000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="109em" y="89.10000000000002em" width="14.4em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="116.2em" y="90.40000000000002em" fill="black">
<title>Other Fee/charge type which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="110em" y="92.40000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="110em" y="93.70000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="110em" y="95.00000000000001em" fill="darkslateblue">
<title>Type: string
Description: Categorisation of fees and charges into standard categories.
Values:
 - Other
 - Servicing
</title>
FeeCategory [1..1]
</text>

<text x="110em" y="96.30000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="81.4em" y="98.3em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="88.60000000000001em" y="99.6em" fill="black">
<title>Other tariff type which is not in the standard list.</title>
OtherTariffType
</text>

<text x="82.4em" y="101.6em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="82.4em" y="102.89999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="82.4em" y="104.19999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="61.800000000000004em" y="106.2em" width="9.600000000000001em" height="4.3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="66.60000000000001em" y="107.5em" fill="black">
<title>Borrowing details</title>
Overdraft
</text>

<text x="62.800000000000004em" y="109.5em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<rect x="77.4em" y="106.2em" width="20.8em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="87.80000000000001em" y="107.5em" fill="black">
<title>Tier band set details</title>
OverdraftTierBandSet
</text>

<text x="78.4em" y="109.5em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates if the Overdraft is authorised (Y) or unauthorised (N)
</title>
AuthorisedIndicator [0..1]
</text>

<text x="78.4em" y="110.8em" fill="darkslateblue">
<title>Type: string
Description: When a customer exceeds their credit limit, a financial institution will not charge the customer unauthorised overdraft charges if they do not exceed by more than the buffer amount. Note: Authorised overdraft charges may still apply.
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
BufferAmount [0..1]
</text>

<text x="78.4em" y="112.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 35
Description: Unique and unambiguous identification of a  Tier Band for a overdraft product.
</title>
Identification [0..1]
</text>

<text x="78.4em" y="113.4em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="78.4em" y="114.7em" fill="darkslateblue">
<title>Type: string
Description: An overdraft can either be &#39;committed&#39; which means that the facility cannot be withdrawn without reasonable notification before it&#39;s agreed end date, or &#39;on demand&#39; which means that the financial institution can demand repayment at any point in time.
Values:
 - Committed
 - OnDemand
</title>
OverdraftType [0..1]
</text>

<text x="78.4em" y="116em" fill="darkslateblue">
<title>Type: string
Description: The methodology of how overdraft is charged. It can be:
&#39;Whole&#39;  Where the same charge/rate is applied to the entirety of the overdraft balance (where charges are applicable). 
&#39;Tiered&#39; Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount tiers defined by the lending financial organisation
&#39;Banded&#39; Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount bands defined by a government organisation.
Values:
 - Banded
 - Tiered
 - Whole
</title>
TierBandMethod [1..1]
</text>

<rect x="104.2em" y="106.2em" width="16em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="112.2em" y="107.5em" fill="black">
<title>Overdraft fees and charges details</title>
OverdraftFeesCharges
</text>

<rect x="126.2em" y="106.2em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="135.4em" y="107.5em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.</title>
OverdraftFeeChargeCap
</text>

<text x="127.2em" y="109.5em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
CappingPeriod [0..1]
</text>

<text x="127.2em" y="110.8em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="127.2em" y="112.1em" fill="darkslateblue">
<title>Type: number
Format: float
Description: Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.
</title>
FeeCapOccurrence [0..1]
</text>

<text x="127.2em" y="113.4em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - ArrangedOverdraft
 - AnnualReview
 - EmergencyBorrowing
 - BorrowingItem
 - OverdraftRenewal
 - OverdraftSetup
 - Surcharge
 - TempOverdraft
 - UnauthorisedBorrowing
 - UnauthorisedPaidTrans
 - Other
 - UnauthorisedUnpaidTrans
</title>
FeeType [1..*]
</text>

<text x="127.2em" y="114.7em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - Minimum
 - Maximum
</title>
MinMaxType [1..1]
</text>

<text x="127.2em" y="116em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<rect x="150.6em" y="106.2em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="157.79999999999998em" y="107.5em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="151.6em" y="109.5em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="151.6em" y="110.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="151.6em" y="112.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="126.2em" y="118em" width="26.400000000000002em" height="16em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="139.4em" y="119.3em" fill="black">
<title>Details about the fees/charges</title>
OverdraftFeeChargeDetail
</text>

<text x="127.2em" y="121.3em" fill="darkslateblue">
<title>Type: string
Description: Frequency at which the overdraft charge is applied to the account
Values:
 - OnClosing
 - OnOpening
 - ChargingPeriod
 - Daily
 - PerItem
 - Monthly
 - OnAnniversary
 - Other
 - PerHundredPounds
 - PerHour
 - PerOccurrence
 - PerSheet
 - PerTransaction
 - PerTransactionAmount
 - PerTransactionPercentage
 - Quarterly
 - SixMonthly
 - StatementMonthly
 - Weekly
 - Yearly
</title>
ApplicationFrequency [1..1]
</text>

<text x="127.2em" y="122.6em" fill="darkslateblue">
<title>Type: string
Description: How often is the overdraft fee/charge calculated for the account.
Values:
 - OnClosing
 - OnOpening
 - ChargingPeriod
 - Daily
 - PerItem
 - Monthly
 - OnAnniversary
 - Other
 - PerHundredPounds
 - PerHour
 - PerOccurrence
 - PerSheet
 - PerTransaction
 - PerTransactionAmount
 - PerTransactionPercentage
 - Quarterly
 - SixMonthly
 - StatementMonthly
 - Weekly
 - Yearly
</title>
CalculationFrequency [0..1]
</text>

<text x="127.2em" y="123.89999999999999em" fill="darkslateblue">
<title>Type: string
Description: Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeAmount [0..1]
</text>

<text x="127.2em" y="125.2em" fill="darkslateblue">
<title>Type: string
Description: Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
FeeRate [0..1]
</text>

<text x="127.2em" y="126.5em" fill="darkslateblue">
<title>Type: string
Description: Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
Values:
 - Gross
 - Other
</title>
FeeRateType [0..1]
</text>

<text x="127.2em" y="127.8em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - ArrangedOverdraft
 - AnnualReview
 - EmergencyBorrowing
 - BorrowingItem
 - OverdraftRenewal
 - OverdraftSetup
 - Surcharge
 - TempOverdraft
 - UnauthorisedBorrowing
 - UnauthorisedPaidTrans
 - Other
 - UnauthorisedUnpaidTrans
</title>
FeeType [1..1]
</text>

<text x="127.2em" y="129.1em" fill="darkslateblue">
<title>Type: string
Description: Every additional tranche of an overdraft balance to which an overdraft fee is applied
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
IncrementalBorrowingAmount [0..1]
</text>

<text x="127.2em" y="130.4em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates whether fee and charges are negotiable
</title>
NegotiableIndicator [0..1]
</text>

<text x="127.2em" y="131.7em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="127.2em" y="133em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates if the fee/charge is already covered by an &#39;Overdraft Control&#39; fee or not.
</title>
OverdraftControlIndicator [0..1]
</text>

<rect x="158.6em" y="118em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="168.6em" y="119.3em" fill="black">
<title>Other application frequencies that are not available in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="159.6em" y="121.3em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="159.6em" y="122.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="159.6em" y="123.89999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="158.6em" y="125.9em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="168.6em" y="127.2em" fill="black">
<title>Other calculation frequency which is not available in the standard code set.</title>
OtherCalculationFrequency
</text>

<text x="159.6em" y="129.2em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="159.6em" y="130.5em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="159.6em" y="131.79999999999998em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="158.6em" y="133.8em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="165.79999999999998em" y="135.10000000000002em" fill="black">
<title>Other fee rate type code which is not available in the standard code set</title>
OtherFeeRateType
</text>

<text x="159.6em" y="137.10000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="159.6em" y="138.40000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="159.6em" y="139.70000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="158.6em" y="141.70000000000002em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="165.79999999999998em" y="143.00000000000003em" fill="black">
<title>Other Fee type which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="159.6em" y="145.00000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="159.6em" y="146.30000000000004em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="159.6em" y="147.60000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="158.6em" y="149.60000000000002em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="167.79999999999998em" y="150.90000000000003em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.</title>
OverdraftFeeChargeCap
</text>

<text x="159.6em" y="152.90000000000003em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
CappingPeriod [0..1]
</text>

<text x="159.6em" y="154.20000000000005em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="159.6em" y="155.50000000000003em" fill="darkslateblue">
<title>Type: number
Format: float
Description: Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.
</title>
FeeCapOccurrence [0..1]
</text>

<text x="159.6em" y="156.80000000000004em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - ArrangedOverdraft
 - AnnualReview
 - EmergencyBorrowing
 - BorrowingItem
 - OverdraftRenewal
 - OverdraftSetup
 - Surcharge
 - TempOverdraft
 - UnauthorisedBorrowing
 - UnauthorisedPaidTrans
 - Other
 - UnauthorisedUnpaidTrans
</title>
FeeType [1..*]
</text>

<text x="159.6em" y="158.10000000000002em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - Minimum
 - Maximum
</title>
MinMaxType [1..1]
</text>

<text x="159.6em" y="159.40000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<rect x="183em" y="149.60000000000002em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="190.2em" y="150.90000000000003em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="184em" y="152.90000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="184em" y="154.20000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="184em" y="155.50000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="104.2em" y="161.4em" width="32em" height="17.3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="120.2em" y="162.70000000000002em" fill="black">
<title>Provides overdraft details for a specific tier or band</title>
OverdraftTierBand
</text>

<text x="105.2em" y="164.70000000000002em" fill="darkslateblue">
<title>Type: number
Format: float
Description: Specifies the maximum length of a band for a fixed overdraft agreement
</title>
AgreementLengthMax [0..1]
</text>

<text x="105.2em" y="166.00000000000003em" fill="darkslateblue">
<title>Type: number
Format: float
Description: Specifies the minimum length of a band for a fixed overdraft agreement
</title>
AgreementLengthMin [0..1]
</text>

<text x="105.2em" y="167.3em" fill="darkslateblue">
<title>Type: string
Description: Specifies the period of a fixed length overdraft agreement
Values:
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
AgreementPeriod [0..1]
</text>

<text x="105.2em" y="168.60000000000002em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.
</title>
BankGuaranteedIndicator [0..1]
</text>

<text x="105.2em" y="169.9em" fill="darkslateblue">
<title>Type: string
Description: EAR means Effective Annual Rate and/or Equivalent Annual Rate (frequently
used interchangeably), being the actual annual interest rate of an Overdraft.
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
EAR [0..1]
</text>

<text x="105.2em" y="171.20000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 35
Description: Unique and unambiguous identification of a  Tier Band for a overdraft.
</title>
Identification [0..1]
</text>

<text x="105.2em" y="172.50000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="105.2em" y="173.8em" fill="darkslateblue">
<title>Type: string
Description: Refers to which interest rate is applied when interests are tiered. For example, if an overdraft balance is £2k and the interest tiers are:- 0-£500 0.1%, 500-1000 0.2%, 1000-10000 0.5%, then the applicable interest rate could either be 0.5% of the entire balance (since the account balance sits in the top interest tier) or (0.1%*500)&#43;(0.2%*500)&#43;(0.5%*1000). In the 1st situation, we say the interest is applied to the ‘Whole’ of the account balance,  and in the 2nd that it is ‘Tiered’.
Values:
 - Banded
 - Tiered
 - Whole
</title>
OverdraftInterestChargingCoverage [0..1]
</text>

<text x="105.2em" y="175.10000000000002em" fill="darkslateblue">
<title>Type: string
Description: An annual percentage rate (APR) is the annual rate charged for borrowing or earned through an investment. APR is expressed as a percentage that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction but does not take compounding into account.
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
RepresentativeAPR [0..1]
</text>

<text x="105.2em" y="176.4em" fill="darkslateblue">
<title>Type: string
Description: Maximum value of Overdraft Tier/Band
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMax [0..1]
</text>

<text x="105.2em" y="177.70000000000002em" fill="darkslateblue">
<title>Type: string
Description: Minimum value of Overdraft Tier/Band
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMin [1..1]
</text>

<rect x="142.2em" y="161.4em" width="16em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="150.2em" y="162.70000000000002em" fill="black">
<title>Overdraft fees and charges</title>
OverdraftFeesCharges
</text>

<rect x="164.2em" y="161.4em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="173.39999999999998em" y="162.70000000000002em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.</title>
OverdraftFeeChargeCap
</text>

<text x="165.2em" y="164.70000000000002em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
CappingPeriod [0..1]
</text>

<text x="165.2em" y="166.00000000000003em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="165.2em" y="167.3em" fill="darkslateblue">
<title>Type: number
Format: float
Description: Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.
</title>
FeeCapOccurrence [0..1]
</text>

<text x="165.2em" y="168.60000000000002em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - ArrangedOverdraft
 - AnnualReview
 - EmergencyBorrowing
 - BorrowingItem
 - OverdraftRenewal
 - OverdraftSetup
 - Surcharge
 - TempOverdraft
 - UnauthorisedBorrowing
 - UnauthorisedPaidTrans
 - Other
 - UnauthorisedUnpaidTrans
</title>
FeeType [1..*]
</text>

<text x="165.2em" y="169.9em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - Minimum
 - Maximum
</title>
MinMaxType [1..1]
</text>

<text x="165.2em" y="171.20000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<rect x="188.6em" y="161.4em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="195.79999999999998em" y="162.70000000000002em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="189.6em" y="164.70000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="189.6em" y="166.00000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="189.6em" y="167.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="164.2em" y="173.20000000000002em" width="26.400000000000002em" height="16em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="177.39999999999998em" y="174.50000000000003em" fill="black">
<title>Details about the fees/charges</title>
OverdraftFeeChargeDetail
</text>

<text x="165.2em" y="176.50000000000003em" fill="darkslateblue">
<title>Type: string
Description: Frequency at which the overdraft charge is applied to the account
Values:
 - OnClosing
 - OnOpening
 - ChargingPeriod
 - Daily
 - PerItem
 - Monthly
 - OnAnniversary
 - Other
 - PerHundredPounds
 - PerHour
 - PerOccurrence
 - PerSheet
 - PerTransaction
 - PerTransactionAmount
 - PerTransactionPercentage
 - Quarterly
 - SixMonthly
 - StatementMonthly
 - Weekly
 - Yearly
</title>
ApplicationFrequency [1..1]
</text>

<text x="165.2em" y="177.80000000000004em" fill="darkslateblue">
<title>Type: string
Description: How often is the overdraft fee/charge calculated for the account.
Values:
 - OnClosing
 - OnOpening
 - ChargingPeriod
 - Daily
 - PerItem
 - Monthly
 - OnAnniversary
 - Other
 - PerHundredPounds
 - PerHour
 - PerOccurrence
 - PerSheet
 - PerTransaction
 - PerTransactionAmount
 - PerTransactionPercentage
 - Quarterly
 - SixMonthly
 - StatementMonthly
 - Weekly
 - Yearly
</title>
CalculationFrequency [0..1]
</text>

<text x="165.2em" y="179.10000000000002em" fill="darkslateblue">
<title>Type: string
Description: Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeAmount [0..1]
</text>

<text x="165.2em" y="180.40000000000003em" fill="darkslateblue">
<title>Type: string
Description: Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
FeeRate [0..1]
</text>

<text x="165.2em" y="181.70000000000002em" fill="darkslateblue">
<title>Type: string
Description: Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
Values:
 - Gross
 - Other
</title>
FeeRateType [0..1]
</text>

<text x="165.2em" y="183.00000000000003em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - ArrangedOverdraft
 - AnnualReview
 - EmergencyBorrowing
 - BorrowingItem
 - OverdraftRenewal
 - OverdraftSetup
 - Surcharge
 - TempOverdraft
 - UnauthorisedBorrowing
 - UnauthorisedPaidTrans
 - Other
 - UnauthorisedUnpaidTrans
</title>
FeeType [1..1]
</text>

<text x="165.2em" y="184.30000000000004em" fill="darkslateblue">
<title>Type: string
Description: Every additional tranche of an overdraft balance to which an overdraft fee is applied
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
IncrementalBorrowingAmount [0..1]
</text>

<text x="165.2em" y="185.60000000000002em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates whether fee and charges are negotiable
</title>
NegotiableIndicator [0..1]
</text>

<text x="165.2em" y="186.90000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="165.2em" y="188.20000000000002em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates if the fee/charge is already covered by an &#39;Overdraft Control&#39; fee or not.
</title>
OverdraftControlIndicator [0..1]
</text>

<rect x="196.6em" y="173.20000000000002em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="206.6em" y="174.50000000000003em" fill="black">
<title>Other application frequencies that are not available in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="197.6em" y="176.50000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="197.6em" y="177.80000000000004em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="197.6em" y="179.10000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="196.6em" y="181.10000000000002em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="206.6em" y="182.40000000000003em" fill="black">
<title>Other calculation frequency which is not available in the standard code set.</title>
OtherCalculationFrequency
</text>

<text x="197.6em" y="184.40000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="197.6em" y="185.70000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="197.6em" y="187.00000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="196.6em" y="189.00000000000003em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="203.79999999999998em" y="190.30000000000004em" fill="black">
<title>Other fee rate type code which is not available in the standard code set</title>
OtherFeeRateType
</text>

<text x="197.6em" y="192.30000000000004em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="197.6em" y="193.60000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="197.6em" y="194.90000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="196.6em" y="196.90000000000003em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="203.79999999999998em" y="198.20000000000005em" fill="black">
<title>Other Fee type which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="197.6em" y="200.20000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="197.6em" y="201.50000000000006em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="197.6em" y="202.80000000000004em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="196.6em" y="204.80000000000004em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="205.79999999999998em" y="206.10000000000005em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.</title>
OverdraftFeeChargeCap
</text>

<text x="197.6em" y="208.10000000000005em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
CappingPeriod [0..1]
</text>

<text x="197.6em" y="209.40000000000006em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="197.6em" y="210.70000000000005em" fill="darkslateblue">
<title>Type: number
Format: float
Description: Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.
</title>
FeeCapOccurrence [0..1]
</text>

<text x="197.6em" y="212.00000000000006em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - ArrangedOverdraft
 - AnnualReview
 - EmergencyBorrowing
 - BorrowingItem
 - OverdraftRenewal
 - OverdraftSetup
 - Surcharge
 - TempOverdraft
 - UnauthorisedBorrowing
 - UnauthorisedPaidTrans
 - Other
 - UnauthorisedUnpaidTrans
</title>
FeeType [1..*]
</text>

<text x="197.6em" y="213.30000000000004em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - Minimum
 - Maximum
</title>
MinMaxType [1..1]
</text>

<text x="197.6em" y="214.60000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<rect x="221em" y="204.80000000000004em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="228.2em" y="206.10000000000005em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="222em" y="208.10000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="222em" y="209.40000000000006em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="222em" y="210.70000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="61.800000000000004em" y="216.60000000000002em" width="20.8em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="72.2em" y="217.90000000000003em" fill="black">
<title></title>
ProductDetails
</text>

<text x="62.800000000000004em" y="219.90000000000003em" fill="darkslateblue">
<title>Type: number
Format: float
Description: The length/duration of the fee free period
</title>
FeeFreeLength [0..1]
</text>

<text x="62.800000000000004em" y="221.20000000000005em" fill="darkslateblue">
<title>Type: string
Description: The unit of period (days, weeks, months etc.) of the promotional length
Values:
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
FeeFreeLengthPeriod [0..1]
</text>

<text x="62.800000000000004em" y="222.50000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="62.800000000000004em" y="223.80000000000004em" fill="darkslateblue">
<title>Type: string
Description: Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.
Read more: Market Segmentation http://www.investopedia.com/terms/m/marketsegmentation.asp#ixzz4gfEEalTd 
With respect to BCA products, they are segmented in relation to different markets that they wish to focus on. 
Values:
 - ClientAccount
 - Standard
 - NonCommercialChaitiesClbSoc
 - NonCommercialPublicAuthGovt
 - Religious
 - SectorSpecific
 - Startup
 - Switcher
</title>
Segment [0..*]
</text>

<rect x="53.400000000000006em" y="225.8em" width="14.4em" height="5.6em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="60.60000000000001em" y="227.10000000000002em" fill="black">
<title>This field provides extension to the ProductType enumeration. If ProductType - &#34;Other&#34; is chosen, this field must be populated with name, and description for ASPSP specific product type.</title>
OtherProductType
</text>

<text x="54.400000000000006em" y="229.10000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description of &#34;Other&#34; product type
</title>
Description [1..1]
</text>

<text x="54.400000000000006em" y="230.40000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Name of &#34;Other&#34; product type.
</title>
Name [1..1]
</text>

<rect x="73.80000000000001em" y="225.8em" width="11.200000000000001em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="79.4em" y="227.10000000000002em" fill="black">
<title>Details about the interest that may be payable to the Account holders</title>
CreditInterest
</text>

<rect x="91.00000000000001em" y="225.8em" width="19.200000000000003em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="100.60000000000002em" y="227.10000000000002em" fill="black">
<title>The group of tiers or bands for which credit interest can be applied.</title>
TierBandSet
</text>

<text x="92.00000000000001em" y="229.10000000000002em" fill="darkslateblue">
<title>Type: string
Description: Methods of calculating interest
Values:
 - ITCO
 - ITOT
 - ITSI
</title>
CalculationMethod [0..1]
</text>

<text x="92.00000000000001em" y="230.40000000000003em" fill="darkslateblue">
<title>Type: string
Description: Describes whether accrued interest is payable only to the BCA or to another bank account
Values:
 - INOT
 - INPA
 - INSC
</title>
Destination [1..1]
</text>

<text x="92.00000000000001em" y="231.70000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the Tier Band Set details
</title>
Notes [0..*]
</text>

<text x="92.00000000000001em" y="233.00000000000003em" fill="darkslateblue">
<title>Type: string
Description: The methodology of how credit interest is paid/applied. It can be:-
1. Banded
Interest rates are banded. i.e. Increasing rate on whole balance as balance increases.
2. Tiered
Interest rates are tiered. i.e. increasing rate for each tier as balance increases, but interest paid on tier fixed for that tier and not on whole balance.
3. Whole
The same interest rate is applied irrespective of the product holder&#39;s account balance
Values:
 - INBA
 - INTI
 - INWH
</title>
TierBandMethod [1..1]
</text>

<rect x="116.20000000000002em" y="225.8em" width="17.6em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="125.00000000000001em" y="227.10000000000002em" fill="black">
<title></title>
OtherCalculationMethod
</text>

<text x="117.20000000000002em" y="229.10000000000002em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="117.20000000000002em" y="230.40000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="117.20000000000002em" y="231.70000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="116.20000000000002em" y="233.70000000000002em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="123.40000000000002em" y="235.00000000000003em" fill="black">
<title></title>
OtherDestination
</text>

<text x="117.20000000000002em" y="237.00000000000003em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="117.20000000000002em" y="238.30000000000004em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="117.20000000000002em" y="239.60000000000002em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="116.20000000000002em" y="241.60000000000002em" width="29.6em" height="17.3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="131.00000000000003em" y="242.90000000000003em" fill="black">
<title>Tier Band Details</title>
TierBand
</text>

<text x="117.20000000000002em" y="244.90000000000003em" fill="darkslateblue">
<title>Type: string
Description: The annual equivalent rate (AER) is interest that is calculated under the assumption that any interest paid is combined with the original balance and the next interest payment will be based on the slightly higher account balance. Overall, this means that interest can be compounded several times in a year depending on the number of times that interest payments are made. 
Read more: Annual Equivalent Rate (AER) http://www.investopedia.com/terms/a/aer.asp#ixzz4gfR7IO1A
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
AER [1..1]
</text>

<text x="117.20000000000002em" y="246.20000000000005em" fill="darkslateblue">
<title>Type: string
Description: How often is interest applied to the Product for this tier/band i.e. how often the financial institution pays accumulated interest to the customer&#39;s account.
Values:
 - FQAT
 - FQDY
 - FQHY
 - FQMY
 - FQOT
 - FQQY
 - FQSD
 - FQWY
 - FQYY
</title>
ApplicationFrequency [1..1]
</text>

<text x="117.20000000000002em" y="247.50000000000003em" fill="darkslateblue">
<title>Type: string
Description: Bank Interest for the product
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
BankInterestRate [0..1]
</text>

<text x="117.20000000000002em" y="248.80000000000004em" fill="darkslateblue">
<title>Type: string
Description: Interest rate types, other than AER, which financial institutions may use to describe the annual interest rate payable to the account holder&#39;s account.
Values:
 - INBB
 - INFR
 - INGR
 - INLR
 - INNE
 - INOT
</title>
BankInterestRateType [0..1]
</text>

<text x="117.20000000000002em" y="250.10000000000002em" fill="darkslateblue">
<title>Type: string
Description: How often is credit interest calculated for the account.
Values:
 - FQAT
 - FQDY
 - FQHY
 - FQMY
 - FQOT
 - FQQY
 - FQSD
 - FQWY
 - FQYY
</title>
CalculationFrequency [0..1]
</text>

<text x="117.20000000000002em" y="251.40000000000003em" fill="darkslateblue">
<title>Type: string
Description: Amount on which Interest applied.
Values:
 - INBA
 - INTI
 - INWH
</title>
DepositInterestAppliedCoverage [0..1]
</text>

<text x="117.20000000000002em" y="252.70000000000005em" fill="darkslateblue">
<title>Type: string
Description: Type of interest rate, Fixed or Variable
Values:
 - INFI
 - INVA
</title>
FixedVariableInterestRateType [1..1]
</text>

<text x="117.20000000000002em" y="254.00000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 35
Description: Unique and unambiguous identification of a  Tier Band for the Product.
</title>
Identification [0..1]
</text>

<text x="117.20000000000002em" y="255.30000000000004em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the Tier Band details
</title>
Notes [0..*]
</text>

<text x="117.20000000000002em" y="256.6em" fill="darkslateblue">
<title>Type: string
Description: Maximum deposit value for which the credit interest tier applies.
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMaximum [0..1]
</text>

<text x="117.20000000000002em" y="257.90000000000003em" fill="darkslateblue">
<title>Type: string
Description: Minimum deposit value for which the credit interest tier applies.
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMinimum [1..1]
</text>

<rect x="151.8em" y="241.60000000000002em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="161.8em" y="242.90000000000003em" fill="black">
<title>Other application frequencies that are not available in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="152.8em" y="244.90000000000003em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="152.8em" y="246.20000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="152.8em" y="247.50000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="151.8em" y="249.50000000000003em" width="16.8em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="160.20000000000002em" y="250.80000000000004em" fill="black">
<title>Other interest rate types which are not available in the standard code list</title>
OtherBankInterestType
</text>

<text x="152.8em" y="252.80000000000004em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="152.8em" y="254.10000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="152.8em" y="255.40000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="151.8em" y="257.40000000000003em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="161.8em" y="258.70000000000005em" fill="black">
<title>Other calculation frequency which is not available in the standard code set.</title>
OtherCalculationFrequency
</text>

<text x="152.8em" y="260.70000000000005em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="152.8em" y="262.00000000000006em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="152.8em" y="263.30000000000007em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="73.80000000000001em" y="265.3em" width="9.600000000000001em" height="4.3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="78.60000000000001em" y="266.6em" fill="black">
<title>Details about the interest that may be payable to the SME Loan holders</title>
LoanInterest
</text>

<text x="74.80000000000001em" y="268.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the LoanInterest
</title>
Notes [0..*]
</text>

<rect x="89.4em" y="265.3em" width="19.200000000000003em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="99em" y="266.6em" fill="black">
<title>The group of tiers or bands for which debit interest can be applied.</title>
LoanInterestTierBandSet
</text>

<text x="90.4em" y="268.6em" fill="darkslateblue">
<title>Type: string
Description: Methods of calculating interest
Values:
 - ITCO
 - ITOT
 - ITSI
</title>
CalculationMethod [1..1]
</text>

<text x="90.4em" y="269.90000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 35
Description: Loan interest tierbandset identification. Used by  loan providers for internal use purpose.
</title>
Identification [0..1]
</text>

<text x="90.4em" y="271.20000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the Tier Band Set details
</title>
Notes [0..*]
</text>

<text x="90.4em" y="272.5em" fill="darkslateblue">
<title>Type: string
Description: The methodology of how credit interest is charged. It can be:-
1. Banded
Interest rates are banded. i.e. Increasing rate on whole balance as balance increases.
2. Tiered
Interest rates are tiered. i.e. increasing rate for each tier as balance increases, but interest paid on tier fixed for that tier and not on whole balance.
3. Whole
The same interest rate is applied irrespective of the SME Loan balance
Values:
 - INBA
 - INTI
 - INWH
</title>
TierBandMethod [1..1]
</text>

<rect x="114.60000000000001em" y="265.3em" width="18.400000000000002em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="123.80000000000001em" y="266.6em" fill="black">
<title>Contains details of fees and charges which are not associated with either LoanRepayment or features/benefits</title>
LoanInterestFeesCharges
</text>

<rect x="139em" y="265.3em" width="19.200000000000003em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="148.6em" y="266.6em" fill="black">
<title>Details about any caps (minimum/maximum charges) that apply to a particular fee/charge</title>
LoanInterestFeeChargeCap
</text>

<text x="140em" y="268.6em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
CappingPeriod [0..1]
</text>

<text x="140em" y="269.90000000000003em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="140em" y="271.20000000000005em" fill="darkslateblue">
<title>Type: integer
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="140em" y="272.5em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - FEPF
 - FTOT
 - FYAF
 - FYAM
 - FYAQ
 - FYCP
 - FYDB
 - FYMI
 - FYXX
</title>
FeeType [1..*]
</text>

<text x="140em" y="273.8em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - FMMN
 - FMMX
</title>
MinMaxType [1..1]
</text>

<text x="140em" y="275.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Free text for adding  extra details for fee charge cap
</title>
Notes [0..*]
</text>

<rect x="164.2em" y="265.3em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="171.39999999999998em" y="266.6em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="165.2em" y="268.6em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="165.2em" y="269.90000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="165.2em" y="271.20000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="139em" y="277.1em" width="21.6em" height="13.4em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="149.8em" y="278.40000000000003em" fill="black">
<title>Other fees/charges details</title>
LoanInterestFeeChargeDetail
</text>

<text x="140em" y="280.40000000000003em" fill="darkslateblue">
<title>Type: string
Description: How frequently the fee/charge is applied to the account
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
ApplicationFrequency [1..1]
</text>

<text x="140em" y="281.70000000000005em" fill="darkslateblue">
<title>Type: string
Description: How frequently the fee/charge is calculated
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
CalculationFrequency [1..1]
</text>

<text x="140em" y="283.00000000000006em" fill="darkslateblue">
<title>Type: string
Description: Fee Amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeAmount [0..1]
</text>

<text x="140em" y="284.3em" fill="darkslateblue">
<title>Type: string
Description: Rate charged for Fee/Charge (where it is charged in terms of a rate rather than an amount)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
FeeRate [0..1]
</text>

<text x="140em" y="285.6em" fill="darkslateblue">
<title>Type: string
Description: Rate type for Fee/Charge (where it is charged in terms of a rate rather than an amount)
Values:
 - INBB
 - INFR
 - INGR
 - INLR
 - INNE
 - INOT
</title>
FeeRateType [0..1]
</text>

<text x="140em" y="286.90000000000003em" fill="darkslateblue">
<title>Type: string
Description: Fee/Charge Type
Values:
 - FEPF
 - FTOT
 - FYAF
 - FYAM
 - FYAQ
 - FYCP
 - FYDB
 - FYMI
 - FYXX
</title>
FeeType [1..1]
</text>

<text x="140em" y="288.20000000000005em" fill="darkslateblue">
<title>Type: boolean
Description: Fee/charge which is usually negotiable rather than a fixed amount
</title>
NegotiableIndicator [0..1]
</text>

<text x="140em" y="289.50000000000006em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the fee/charge details.
</title>
Notes [0..*]
</text>

<rect x="166.6em" y="277.1em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="176.6em" y="278.40000000000003em" fill="black">
<title>Other application frequencies not covered in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="167.6em" y="280.40000000000003em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="167.6em" y="281.70000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="167.6em" y="283.00000000000006em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="166.6em" y="285em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="176.6em" y="286.3em" fill="black">
<title>Other calculation frequency which is not available in standard code set.</title>
OtherCalculationFrequency
</text>

<text x="167.6em" y="288.3em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="167.6em" y="289.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="167.6em" y="290.90000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="166.6em" y="292.9em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="173.79999999999998em" y="294.2em" fill="black">
<title>Other fee rate type which is not in the standard rate type list</title>
OtherFeeRateType
</text>

<text x="167.6em" y="296.2em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="167.6em" y="297.5em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="167.6em" y="298.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="166.6em" y="300.79999999999995em" width="14.4em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="173.79999999999998em" y="302.09999999999997em" fill="black">
<title>Other Fee/charge type which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="167.6em" y="304.09999999999997em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="167.6em" y="305.4em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="167.6em" y="306.7em" fill="darkslateblue">
<title>Type: string
Description: Categorisation of fees and charges into standard categories.
Values:
 - FCOT
 - FCRE
 - FCSV
</title>
FeeCategory [1..1]
</text>

<text x="167.6em" y="307.99999999999994em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="114.60000000000001em" y="310em" width="28.8em" height="18.6em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="129em" y="311.3em" fill="black">
<title>Tier Band Details</title>
LoanInterestTierBand
</text>

<text x="115.60000000000001em" y="313.3em" fill="darkslateblue">
<title>Type: string
Description: Type of interest rate, Fixed or Variable
Values:
 - INFI
 - INVA
</title>
FixedVariableInterestRateType [1..1]
</text>

<text x="115.60000000000001em" y="314.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 35
Description: Unique and unambiguous identification of a  Tier Band for a SME Loan.
</title>
Identification [0..1]
</text>

<text x="115.60000000000001em" y="315.90000000000003em" fill="darkslateblue">
<title>Type: string
Description: Loan provider Interest for the SME Loan product
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
LoanProviderInterestRate [0..1]
</text>

<text x="115.60000000000001em" y="317.2em" fill="darkslateblue">
<title>Type: string
Description: Interest rate types, other than APR, which financial institutions may use to describe the annual interest rate payable for the SME Loan.
Values:
 - INBB
 - INFR
 - INGR
 - INLR
 - INNE
 - INOT
</title>
LoanProviderInterestRateType [0..1]
</text>

<text x="115.60000000000001em" y="318.5em" fill="darkslateblue">
<title>Type: string
Description: The unit of period (days, weeks, months etc.) of the Maximum Term
Values:
 - PACT
 - PDAY
 - PHYR
 - PMTH
 - PQTR
 - PWEK
 - PYER
</title>
MaxTermPeriod [0..1]
</text>

<text x="115.60000000000001em" y="319.8em" fill="darkslateblue">
<title>Type: string
Description: The unit of period (days, weeks, months etc.) of the Minimum Term
Values:
 - PACT
 - PDAY
 - PHYR
 - PMTH
 - PQTR
 - PWEK
 - PYER
</title>
MinTermPeriod [1..1]
</text>

<text x="115.60000000000001em" y="321.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the Tier Band details
</title>
Notes [0..*]
</text>

<text x="115.60000000000001em" y="322.40000000000003em" fill="darkslateblue">
<title>Type: string
Description: The annual equivalent rate (AER) is interest that is calculated under the assumption that any interest paid is combined with the original balance and the next interest payment will be based on the slightly higher account balance. Overall, this means that interest can be compounded several times in a year depending on the number of times that interest payments are made. 
For SME Loan, this APR is the representative APR which includes any account fees.
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
RepAPR [1..1]
</text>

<text x="115.60000000000001em" y="323.7em" fill="darkslateblue">
<title>Type: integer
Description: Maximum loan term for which the loan interest tier applies.
</title>
TierValueMaxTerm [0..1]
</text>

<text x="115.60000000000001em" y="325em" fill="darkslateblue">
<title>Type: string
Description: Maximum loan value for which the loan interest tier applies.
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMaximum [0..1]
</text>

<text x="115.60000000000001em" y="326.3em" fill="darkslateblue">
<title>Type: integer
Description: Minimum loan term for which the loan interest tier applies.
</title>
TierValueMinTerm [1..1]
</text>

<text x="115.60000000000001em" y="327.6em" fill="darkslateblue">
<title>Type: string
Description: Minimum loan value for which the loan interest tier applies.
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMinimum [1..1]
</text>

<rect x="149.4em" y="310em" width="18.400000000000002em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="158.6em" y="311.3em" fill="black">
<title>Contains details of fees and charges which are not associated with either LoanRepayment or features/benefits</title>
LoanInterestFeesCharges
</text>

<rect x="173.8em" y="310em" width="19.200000000000003em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="183.4em" y="311.3em" fill="black">
<title>Details about any caps (minimum/maximum charges) that apply to a particular fee/charge</title>
LoanInterestFeeChargeCap
</text>

<text x="174.8em" y="313.3em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
CappingPeriod [0..1]
</text>

<text x="174.8em" y="314.6em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="174.8em" y="315.90000000000003em" fill="darkslateblue">
<title>Type: integer
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="174.8em" y="317.2em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - FEPF
 - FTOT
 - FYAF
 - FYAM
 - FYAQ
 - FYCP
 - FYDB
 - FYMI
 - FYXX
</title>
FeeType [1..*]
</text>

<text x="174.8em" y="318.5em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - FMMN
 - FMMX
</title>
MinMaxType [1..1]
</text>

<text x="174.8em" y="319.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Free text for adding  extra details for fee charge cap
</title>
Notes [0..*]
</text>

<rect x="199em" y="310em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="206.2em" y="311.3em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="200em" y="313.3em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="200em" y="314.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="200em" y="315.90000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="173.8em" y="321.8em" width="21.6em" height="13.4em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="184.60000000000002em" y="323.1em" fill="black">
<title>Other fees/charges details</title>
LoanInterestFeeChargeDetail
</text>

<text x="174.8em" y="325.1em" fill="darkslateblue">
<title>Type: string
Description: How frequently the fee/charge is applied to the account
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
ApplicationFrequency [1..1]
</text>

<text x="174.8em" y="326.40000000000003em" fill="darkslateblue">
<title>Type: string
Description: How frequently the fee/charge is calculated
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
CalculationFrequency [1..1]
</text>

<text x="174.8em" y="327.70000000000005em" fill="darkslateblue">
<title>Type: string
Description: Fee Amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeAmount [0..1]
</text>

<text x="174.8em" y="329em" fill="darkslateblue">
<title>Type: string
Description: Rate charged for Fee/Charge (where it is charged in terms of a rate rather than an amount)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
FeeRate [0..1]
</text>

<text x="174.8em" y="330.3em" fill="darkslateblue">
<title>Type: string
Description: Rate type for Fee/Charge (where it is charged in terms of a rate rather than an amount)
Values:
 - INBB
 - INFR
 - INGR
 - INLR
 - INNE
 - INOT
</title>
FeeRateType [0..1]
</text>

<text x="174.8em" y="331.6em" fill="darkslateblue">
<title>Type: string
Description: Fee/Charge Type
Values:
 - FEPF
 - FTOT
 - FYAF
 - FYAM
 - FYAQ
 - FYCP
 - FYDB
 - FYMI
 - FYXX
</title>
FeeType [1..1]
</text>

<text x="174.8em" y="332.90000000000003em" fill="darkslateblue">
<title>Type: boolean
Description: Fee/charge which is usually negotiable rather than a fixed amount
</title>
NegotiableIndicator [0..1]
</text>

<text x="174.8em" y="334.20000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the fee/charge details.
</title>
Notes [0..*]
</text>

<rect x="201.4em" y="321.8em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="211.4em" y="323.1em" fill="black">
<title>Other application frequencies not covered in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="202.4em" y="325.1em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="202.4em" y="326.40000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="202.4em" y="327.70000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="201.4em" y="329.7em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="211.4em" y="331em" fill="black">
<title>Other calculation frequency which is not available in standard code set.</title>
OtherCalculationFrequency
</text>

<text x="202.4em" y="333em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="202.4em" y="334.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="202.4em" y="335.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="201.4em" y="337.59999999999997em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="208.6em" y="338.9em" fill="black">
<title>Other fee rate type which is not in the standard rate type list</title>
OtherFeeRateType
</text>

<text x="202.4em" y="340.9em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="202.4em" y="342.2em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="202.4em" y="343.5em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="201.4em" y="345.49999999999994em" width="14.4em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="208.6em" y="346.79999999999995em" fill="black">
<title>Other Fee/charge type which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="202.4em" y="348.79999999999995em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="202.4em" y="350.09999999999997em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="202.4em" y="351.4em" fill="darkslateblue">
<title>Type: string
Description: Categorisation of fees and charges into standard categories.
Values:
 - FCOT
 - FCRE
 - FCSV
</title>
FeeCategory [1..1]
</text>

<text x="202.4em" y="352.69999999999993em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="149.4em" y="354.7em" width="26.400000000000002em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="162.6em" y="356em" fill="black">
<title>Other loan interest rate types which are not available in the standard code list</title>
OtherLoanProviderInterestRateType
</text>

<text x="150.4em" y="358em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="150.4em" y="359.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="150.4em" y="360.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="114.60000000000001em" y="362.6em" width="17.6em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="123.4em" y="363.90000000000003em" fill="black">
<title></title>
OtherCalculationMethod
</text>

<text x="115.60000000000001em" y="365.90000000000003em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="115.60000000000001em" y="367.20000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="115.60000000000001em" y="368.50000000000006em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="73.80000000000001em" y="370.5em" width="13.600000000000001em" height="5.6em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="80.60000000000001em" y="371.8em" fill="black">
<title>Contains details of fees and charges which are not associated with either Overdraft or features/benefits</title>
OtherFeesCharges
</text>

<text x="74.80000000000001em" y="373.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Name of the tariff
</title>
TariffName [0..1]
</text>

<text x="74.80000000000001em" y="375.1em" fill="darkslateblue">
<title>Type: string
Description: TariffType which defines the fee and charges.
Values:
 - TTEL
 - TTMX
 - TTOT
</title>
TariffType [0..1]
</text>

<rect x="93.4em" y="370.5em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="102.60000000000001em" y="371.8em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular or group of fee/charge</title>
FeeChargeCap
</text>

<text x="94.4em" y="373.8em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - PACT
 - PDAY
 - PHYR
 - PMTH
 - PQTR
 - PWEK
 - PYER
</title>
CappingPeriod [0..1]
</text>

<text x="94.4em" y="375.1em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="94.4em" y="376.40000000000003em" fill="darkslateblue">
<title>Type: integer
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="94.4em" y="377.7em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - FEPF
 - FTOT
 - FYAF
 - FYAM
 - FYAQ
 - FYCP
 - FYDB
 - FYMI
 - FYXX
</title>
FeeType [1..*]
</text>

<text x="94.4em" y="379em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - FMMN
 - FMMX
</title>
MinMaxType [1..1]
</text>

<text x="94.4em" y="380.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Free text for adding  extra details for fee charge cap
</title>
Notes [0..*]
</text>

<rect x="117.80000000000001em" y="370.5em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="125.00000000000001em" y="371.8em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="118.80000000000001em" y="373.8em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="118.80000000000001em" y="375.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="118.80000000000001em" y="376.40000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="93.4em" y="382.3em" width="21.6em" height="14.700000000000001em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="104.2em" y="383.6em" fill="black">
<title>Other fees/charges details</title>
FeeChargeDetail
</text>

<text x="94.4em" y="385.6em" fill="darkslateblue">
<title>Type: string
Description: How frequently the fee/charge is applied to the account
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
ApplicationFrequency [1..1]
</text>

<text x="94.4em" y="386.90000000000003em" fill="darkslateblue">
<title>Type: string
Description: How frequently the fee/charge is calculated
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
CalculationFrequency [0..1]
</text>

<text x="94.4em" y="388.20000000000005em" fill="darkslateblue">
<title>Type: string
Description: Fee Amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeAmount [0..1]
</text>

<text x="94.4em" y="389.5em" fill="darkslateblue">
<title>Type: string
Description: Categorisation of fees and charges into standard categories.
Values:
 - FCOT
 - FCRE
 - FCSV
</title>
FeeCategory [1..1]
</text>

<text x="94.4em" y="390.8em" fill="darkslateblue">
<title>Type: string
Description: Rate charged for Fee/Charge (where it is charged in terms of a rate rather than an amount)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
FeeRate [0..1]
</text>

<text x="94.4em" y="392.1em" fill="darkslateblue">
<title>Type: string
Description: Rate type for Fee/Charge (where it is charged in terms of a rate rather than an amount)
Values:
 - INBB
 - INFR
 - INGR
 - INLR
 - INNE
 - INOT
</title>
FeeRateType [0..1]
</text>

<text x="94.4em" y="393.40000000000003em" fill="darkslateblue">
<title>Type: string
Description: Fee/Charge Type
Values:
 - FEPF
 - FTOT
 - FYAF
 - FYAM
 - FYAQ
 - FYCP
 - FYDB
 - FYMI
 - FYXX
</title>
FeeType [1..1]
</text>

<text x="94.4em" y="394.70000000000005em" fill="darkslateblue">
<title>Type: boolean
Description: Fee/charge which is usually negotiable rather than a fixed amount
</title>
NegotiableIndicator [0..1]
</text>

<text x="94.4em" y="396em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the fee/charge details.
</title>
Notes [0..*]
</text>

<rect x="121em" y="382.3em" width="16em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="129em" y="383.6em" fill="black">
<title>Range or amounts or rates for which the fee/charge applies</title>
FeeApplicableRange
</text>

<text x="122em" y="385.6em" fill="darkslateblue">
<title>Type: string
Description: Maximum Amount on which fee is applicable (where it is expressed as an amount)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
MaximumAmount [0..1]
</text>

<text x="122em" y="386.90000000000003em" fill="darkslateblue">
<title>Type: string
Description: Maximum rate on which fee/charge is applicable(where it is expressed as an rate)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
MaximumRate [0..1]
</text>

<text x="122em" y="388.20000000000005em" fill="darkslateblue">
<title>Type: string
Description: Minimum Amount on which fee/charge is applicable (where it is expressed as an amount)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
MinimumAmount [0..1]
</text>

<text x="122em" y="389.5em" fill="darkslateblue">
<title>Type: string
Description: Minimum rate on which fee/charge is applicable(where it is expressed as an rate)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
MinimumRate [0..1]
</text>

<rect x="121em" y="391.5em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="130.2em" y="392.8em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular or group of fee/charge</title>
FeeChargeCap
</text>

<text x="122em" y="394.8em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - PACT
 - PDAY
 - PHYR
 - PMTH
 - PQTR
 - PWEK
 - PYER
</title>
CappingPeriod [0..1]
</text>

<text x="122em" y="396.1em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="122em" y="397.40000000000003em" fill="darkslateblue">
<title>Type: integer
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="122em" y="398.7em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - FEPF
 - FTOT
 - FYAF
 - FYAM
 - FYAQ
 - FYCP
 - FYDB
 - FYMI
 - FYXX
</title>
FeeType [1..*]
</text>

<text x="122em" y="400em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - FMMN
 - FMMX
</title>
MinMaxType [1..1]
</text>

<text x="122em" y="401.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Free text for adding  extra details for fee charge cap
</title>
Notes [0..*]
</text>

<rect x="145.4em" y="391.5em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="152.6em" y="392.8em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="146.4em" y="394.8em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="146.4em" y="396.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="146.4em" y="397.40000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="121em" y="403.3em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="131em" y="404.6em" fill="black">
<title>Other application frequencies not covered in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="122em" y="406.6em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="122em" y="407.90000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="122em" y="409.20000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="121em" y="411.2em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="131em" y="412.5em" fill="black">
<title>Other calculation frequency which is not available in standard code set.</title>
OtherCalculationFrequency
</text>

<text x="122em" y="414.5em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="122em" y="415.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="122em" y="417.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="121em" y="419.09999999999997em" width="16em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="129em" y="420.4em" fill="black">
<title></title>
OtherFeeCategoryType
</text>

<text x="122em" y="422.4em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="122em" y="423.7em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="122em" y="425em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="121em" y="426.99999999999994em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="128.2em" y="428.29999999999995em" fill="black">
<title>Other fee rate type which is not available in the standard code set</title>
OtherFeeRateType
</text>

<text x="122em" y="430.29999999999995em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="122em" y="431.59999999999997em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="122em" y="432.9em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="121em" y="434.8999999999999em" width="14.4em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="128.2em" y="436.19999999999993em" fill="black">
<title>Other Fee/charge type which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="122em" y="438.19999999999993em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="122em" y="439.49999999999994em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="122em" y="440.79999999999995em" fill="darkslateblue">
<title>Type: string
Description: Categorisation of fees and charges into standard categories.
Values:
 - FCOT
 - FCRE
 - FCSV
</title>
FeeCategory [1..1]
</text>

<text x="122em" y="442.0999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="93.4em" y="444.1em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="100.60000000000001em" y="445.40000000000003em" fill="black">
<title>Other tariff type which is not in the standard list.</title>
OtherTariffType
</text>

<text x="94.4em" y="447.40000000000003em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="94.4em" y="448.70000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="94.4em" y="450.00000000000006em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="73.80000000000001em" y="452em" width="9.600000000000001em" height="4.3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="78.60000000000001em" y="453.3em" fill="black">
<title>Borrowing details</title>
Overdraft
</text>

<text x="74.80000000000001em" y="455.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Associated Notes about the overdraft rates
</title>
Notes [0..*]
</text>

<rect x="89.4em" y="452em" width="20.8em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="99.80000000000001em" y="453.3em" fill="black">
<title>Tier band set details</title>
OverdraftTierBandSet
</text>

<text x="90.4em" y="455.3em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates if the Overdraft is authorised (Y) or unauthorised (N)
</title>
AuthorisedIndicator [0..1]
</text>

<text x="90.4em" y="456.6em" fill="darkslateblue">
<title>Type: string
Description: When a customer exceeds their credit limit, a financial institution will not charge the customer unauthorised overdraft charges if they do not exceed by more than the buffer amount. Note: Authorised overdraft charges may still apply.
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
BufferAmount [0..1]
</text>

<text x="90.4em" y="457.90000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 35
Description: Unique and unambiguous identification of a  Tier Band for a overdraft product.
</title>
Identification [0..1]
</text>

<text x="90.4em" y="459.2em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the overdraft Tier Band Set details
</title>
Notes [0..*]
</text>

<text x="90.4em" y="460.5em" fill="darkslateblue">
<title>Type: string
Description: An overdraft can either be &#39;committed&#39; which means that the facility cannot be withdrawn without reasonable notification before it&#39;s agreed end date, or &#39;on demand&#39; which means that the financial institution can demand repayment at any point in time.
Values:
 - OVCO
 - OVOD
 - OVOT
</title>
OverdraftType [0..1]
</text>

<text x="90.4em" y="461.8em" fill="darkslateblue">
<title>Type: string
Description: The methodology of how overdraft is charged. It can be:
&#39;Whole&#39;  Where the same charge/rate is applied to the entirety of the overdraft balance (where charges are applicable). 
&#39;Tiered&#39; Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount tiers defined by the lending financial organisation
&#39;Banded&#39; Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount bands defined by a government organisation.
Values:
 - INBA
 - INTI
 - INWH
</title>
TierBandMethod [1..1]
</text>

<rect x="116.2em" y="452em" width="16em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="124.2em" y="453.3em" fill="black">
<title>Overdraft fees and charges details</title>
OverdraftFeesCharges
</text>

<rect x="138.2em" y="452em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="147.39999999999998em" y="453.3em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.</title>
OverdraftFeeChargeCap
</text>

<text x="139.2em" y="455.3em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - PACT
 - PDAY
 - PHYR
 - PMTH
 - PQTR
 - PWEK
 - PYER
</title>
CappingPeriod [0..1]
</text>

<text x="139.2em" y="456.6em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="139.2em" y="457.90000000000003em" fill="darkslateblue">
<title>Type: integer
Description: Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it s part of a government scheme, or whether the rate may vary dependent on the applicant s circumstances.
</title>
FeeCapOccurrence [0..1]
</text>

<text x="139.2em" y="459.2em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - FBAO
 - FBAR
 - FBEB
 - FBIT
 - FBOR
 - FBOS
 - FBSC
 - FBTO
 - FBUB
 - FBUT
 - FTOT
 - FTUT
</title>
FeeType [1..*]
</text>

<text x="139.2em" y="460.5em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - FMMN
 - FMMX
</title>
MinMaxType [1..1]
</text>

<text x="139.2em" y="461.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Notes related to Overdraft fee charge cap
</title>
Notes [0..*]
</text>

<rect x="162.6em" y="452em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="169.79999999999998em" y="453.3em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="163.6em" y="455.3em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="163.6em" y="456.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="163.6em" y="457.90000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="138.2em" y="463.8em" width="26.400000000000002em" height="16em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="151.39999999999998em" y="465.1em" fill="black">
<title>Details about the fees/charges</title>
OverdraftFeeChargeDetail
</text>

<text x="139.2em" y="467.1em" fill="darkslateblue">
<title>Type: string
Description: Frequency at which the overdraft charge is applied to the account
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
ApplicationFrequency [1..1]
</text>

<text x="139.2em" y="468.40000000000003em" fill="darkslateblue">
<title>Type: string
Description: How often is the overdraft fee/charge calculated for the account.
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
CalculationFrequency [0..1]
</text>

<text x="139.2em" y="469.70000000000005em" fill="darkslateblue">
<title>Type: string
Description: Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeAmount [0..1]
</text>

<text x="139.2em" y="471em" fill="darkslateblue">
<title>Type: string
Description: Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
FeeRate [0..1]
</text>

<text x="139.2em" y="472.3em" fill="darkslateblue">
<title>Type: string
Description: Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
Values:
 - INBB
 - INFR
 - INGR
 - INLR
 - INNE
 - INOT
</title>
FeeRateType [0..1]
</text>

<text x="139.2em" y="473.6em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - FBAO
 - FBAR
 - FBEB
 - FBIT
 - FBOR
 - FBOS
 - FBSC
 - FBTO
 - FBUB
 - FBUT
 - FTOT
 - FTUT
</title>
FeeType [1..1]
</text>

<text x="139.2em" y="474.90000000000003em" fill="darkslateblue">
<title>Type: string
Description: Every additional tranche of an overdraft balance to which an overdraft fee is applied
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
IncrementalBorrowingAmount [0..1]
</text>

<text x="139.2em" y="476.20000000000005em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates whether fee and charges are negotiable
</title>
NegotiableIndicator [0..1]
</text>

<text x="139.2em" y="477.5em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Free text for capturing any other info related to Overdraft Fees Charge Details
</title>
Notes [0..*]
</text>

<text x="139.2em" y="478.8em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates if the fee/charge is already covered by an &#39;Overdraft Control&#39; fee or not.
</title>
OverdraftControlIndicator [0..1]
</text>

<rect x="170.6em" y="463.8em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="180.6em" y="465.1em" fill="black">
<title>Other application frequencies that are not available in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="171.6em" y="467.1em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="171.6em" y="468.40000000000003em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="171.6em" y="469.70000000000005em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="170.6em" y="471.7em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="180.6em" y="473em" fill="black">
<title>Other calculation frequency which is not available in the standard code set.</title>
OtherCalculationFrequency
</text>

<text x="171.6em" y="475em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="171.6em" y="476.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="171.6em" y="477.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="170.6em" y="479.59999999999997em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="177.79999999999998em" y="480.9em" fill="black">
<title>Other fee rate type code which is not available in the standard code set</title>
OtherFeeRateType
</text>

<text x="171.6em" y="482.9em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="171.6em" y="484.2em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="171.6em" y="485.5em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="170.6em" y="487.49999999999994em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="177.79999999999998em" y="488.79999999999995em" fill="black">
<title>Other Fee type which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="171.6em" y="490.79999999999995em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="171.6em" y="492.09999999999997em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="171.6em" y="493.4em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="170.6em" y="495.3999999999999em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="179.79999999999998em" y="496.69999999999993em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.</title>
OverdraftFeeChargeCap
</text>

<text x="171.6em" y="498.69999999999993em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - PACT
 - PDAY
 - PHYR
 - PMTH
 - PQTR
 - PWEK
 - PYER
</title>
CappingPeriod [0..1]
</text>

<text x="171.6em" y="499.99999999999994em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="171.6em" y="501.29999999999995em" fill="darkslateblue">
<title>Type: integer
Description: Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it s part of a government scheme, or whether the rate may vary dependent on the applicant s circumstances.
</title>
FeeCapOccurrence [0..1]
</text>

<text x="171.6em" y="502.5999999999999em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - FBAO
 - FBAR
 - FBEB
 - FBIT
 - FBOR
 - FBOS
 - FBSC
 - FBTO
 - FBUB
 - FBUT
 - FTOT
 - FTUT
</title>
FeeType [1..*]
</text>

<text x="171.6em" y="503.8999999999999em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - FMMN
 - FMMX
</title>
MinMaxType [1..1]
</text>

<text x="171.6em" y="505.19999999999993em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Notes related to Overdraft fee charge cap
</title>
Notes [0..*]
</text>

<rect x="195em" y="495.3999999999999em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="202.2em" y="496.69999999999993em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="196em" y="498.69999999999993em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="196em" y="499.99999999999994em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="196em" y="501.29999999999995em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="116.2em" y="507.2em" width="32em" height="16em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="132.2em" y="508.5em" fill="black">
<title>Provides overdraft details for a specific tier or band</title>
OverdraftTierBand
</text>

<text x="117.2em" y="510.5em" fill="darkslateblue">
<title>Type: integer
Description: Specifies the maximum length of a band for a fixed overdraft agreement
</title>
AgreementLengthMax [0..1]
</text>

<text x="117.2em" y="511.8em" fill="darkslateblue">
<title>Type: integer
Description: Specifies the minimum length of a band for a fixed overdraft agreement
</title>
AgreementLengthMin [0..1]
</text>

<text x="117.2em" y="513.1em" fill="darkslateblue">
<title>Type: string
Description: Specifies the period of a fixed length overdraft agreement
Values:
 - PACT
 - PDAY
 - PHYR
 - PMTH
 - PQTR
 - PWEK
 - PYER
</title>
AgreementPeriod [0..1]
</text>

<text x="117.2em" y="514.4em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it s part of a government scheme, or whether the rate may vary dependent on the applicant s circumstances.
</title>
BankGuaranteedIndicator [0..1]
</text>

<text x="117.2em" y="515.7em" fill="darkslateblue">
<title>Type: string
Description: EAR means Effective Annual Rate and/or Equivalent Annual Rate (frequently
used interchangeably), being the actual annual interest rate of an Overdraft.
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
EAR [0..1]
</text>

<text x="117.2em" y="517em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 35
Description: Unique and unambiguous identification of a  Tier Band for a overdraft.
</title>
Identification [0..1]
</text>

<text x="117.2em" y="518.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the Tier/band details
</title>
Notes [0..*]
</text>

<text x="117.2em" y="519.6em" fill="darkslateblue">
<title>Type: string
Description: Refers to which interest rate is applied when interests are tiered. For example, if an overdraft balance is  2k and the interest tiers are:- 0- 500 0.1%, 500-1000 0.2%, 1000-10000 0.5%, then the applicable interest rate could either be 0.5% of the entire balance (since the account balance sits in the top interest tier) or (0.1%*500)&#43;(0.2%*500)&#43;(0.5%*1000). In the 1st situation, we say the interest is applied to the  Whole  of the account balance,  and in the 2nd that it is  Tiered .
Values:
 - INBA
 - INTI
 - INWH
</title>
OverdraftInterestChargingCoverage [0..1]
</text>

<text x="117.2em" y="520.9em" fill="darkslateblue">
<title>Type: string
Description: Maximum value of Overdraft Tier/Band
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMax [0..1]
</text>

<text x="117.2em" y="522.2em" fill="darkslateblue">
<title>Type: string
Description: Minimum value of Overdraft Tier/Band
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMin [1..1]
</text>

<rect x="154.2em" y="507.2em" width="16em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="162.2em" y="508.5em" fill="black">
<title>Overdraft fees and charges</title>
OverdraftFeesCharges
</text>

<rect x="176.2em" y="507.2em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="185.39999999999998em" y="508.5em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.</title>
OverdraftFeeChargeCap
</text>

<text x="177.2em" y="510.5em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - PACT
 - PDAY
 - PHYR
 - PMTH
 - PQTR
 - PWEK
 - PYER
</title>
CappingPeriod [0..1]
</text>

<text x="177.2em" y="511.8em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="177.2em" y="513.1em" fill="darkslateblue">
<title>Type: integer
Description: Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it s part of a government scheme, or whether the rate may vary dependent on the applicant s circumstances.
</title>
FeeCapOccurrence [0..1]
</text>

<text x="177.2em" y="514.4em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - FBAO
 - FBAR
 - FBEB
 - FBIT
 - FBOR
 - FBOS
 - FBSC
 - FBTO
 - FBUB
 - FBUT
 - FTOT
 - FTUT
</title>
FeeType [1..*]
</text>

<text x="177.2em" y="515.7em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - FMMN
 - FMMX
</title>
MinMaxType [1..1]
</text>

<text x="177.2em" y="517em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Notes related to Overdraft fee charge cap
</title>
Notes [0..*]
</text>

<rect x="200.6em" y="507.2em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="207.79999999999998em" y="508.5em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="201.6em" y="510.5em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="201.6em" y="511.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="201.6em" y="513.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="176.2em" y="519em" width="26.400000000000002em" height="16em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="189.39999999999998em" y="520.3em" fill="black">
<title>Details about the fees/charges</title>
OverdraftFeeChargeDetail
</text>

<text x="177.2em" y="522.3em" fill="darkslateblue">
<title>Type: string
Description: Frequency at which the overdraft charge is applied to the account
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
ApplicationFrequency [1..1]
</text>

<text x="177.2em" y="523.5999999999999em" fill="darkslateblue">
<title>Type: string
Description: How often is the overdraft fee/charge calculated for the account.
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
CalculationFrequency [0..1]
</text>

<text x="177.2em" y="524.9em" fill="darkslateblue">
<title>Type: string
Description: Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeAmount [0..1]
</text>

<text x="177.2em" y="526.1999999999999em" fill="darkslateblue">
<title>Type: string
Description: Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
FeeRate [0..1]
</text>

<text x="177.2em" y="527.5em" fill="darkslateblue">
<title>Type: string
Description: Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
Values:
 - INBB
 - INFR
 - INGR
 - INLR
 - INNE
 - INOT
</title>
FeeRateType [0..1]
</text>

<text x="177.2em" y="528.8em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - FBAO
 - FBAR
 - FBEB
 - FBIT
 - FBOR
 - FBOS
 - FBSC
 - FBTO
 - FBUB
 - FBUT
 - FTOT
 - FTUT
</title>
FeeType [1..1]
</text>

<text x="177.2em" y="530.0999999999999em" fill="darkslateblue">
<title>Type: string
Description: Every additional tranche of an overdraft balance to which an overdraft fee is applied
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
IncrementalBorrowingAmount [0..1]
</text>

<text x="177.2em" y="531.4em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates whether fee and charges are negotiable
</title>
NegotiableIndicator [0..1]
</text>

<text x="177.2em" y="532.6999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Free text for capturing any other info related to Overdraft Fees Charge Details
</title>
Notes [0..*]
</text>

<text x="177.2em" y="534em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates if the fee/charge is already covered by an &#39;Overdraft Control&#39; fee or not.
</title>
OverdraftControlIndicator [0..1]
</text>

<rect x="208.6em" y="519em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="218.6em" y="520.3em" fill="black">
<title>Other application frequencies that are not available in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="209.6em" y="522.3em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="209.6em" y="523.5999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="209.6em" y="524.9em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="208.6em" y="526.9em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="218.6em" y="528.1999999999999em" fill="black">
<title>Other calculation frequency which is not available in the standard code set.</title>
OtherCalculationFrequency
</text>

<text x="209.6em" y="530.1999999999999em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="209.6em" y="531.4999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="209.6em" y="532.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="208.6em" y="534.8em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="215.79999999999998em" y="536.0999999999999em" fill="black">
<title>Other fee rate type code which is not available in the standard code set</title>
OtherFeeRateType
</text>

<text x="209.6em" y="538.0999999999999em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="209.6em" y="539.3999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="209.6em" y="540.6999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="208.6em" y="542.6999999999999em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="215.79999999999998em" y="543.9999999999999em" fill="black">
<title>Other Fee type which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="209.6em" y="545.9999999999999em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="209.6em" y="547.2999999999998em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="209.6em" y="548.5999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="208.6em" y="550.5999999999999em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="217.79999999999998em" y="551.8999999999999em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.</title>
OverdraftFeeChargeCap
</text>

<text x="209.6em" y="553.8999999999999em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - PACT
 - PDAY
 - PHYR
 - PMTH
 - PQTR
 - PWEK
 - PYER
</title>
CappingPeriod [0..1]
</text>

<text x="209.6em" y="555.1999999999998em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="209.6em" y="556.4999999999999em" fill="darkslateblue">
<title>Type: integer
Description: Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it s part of a government scheme, or whether the rate may vary dependent on the applicant s circumstances.
</title>
FeeCapOccurrence [0..1]
</text>

<text x="209.6em" y="557.7999999999998em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - FBAO
 - FBAR
 - FBEB
 - FBIT
 - FBOR
 - FBOS
 - FBSC
 - FBTO
 - FBUB
 - FBUT
 - FTOT
 - FTUT
</title>
FeeType [1..*]
</text>

<text x="209.6em" y="559.0999999999999em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - FMMN
 - FMMX
</title>
MinMaxType [1..1]
</text>

<text x="209.6em" y="560.3999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Notes related to Overdraft fee charge cap
</title>
Notes [0..*]
</text>

<rect x="233em" y="550.5999999999999em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="240.2em" y="551.8999999999999em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="234em" y="553.8999999999999em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="234em" y="555.1999999999998em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="234em" y="556.4999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="73.80000000000001em" y="562.4em" width="21.6em" height="9.5em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="84.60000000000001em" y="563.6999999999999em" fill="black">
<title></title>
ProductDetails
</text>

<text x="74.80000000000001em" y="565.6999999999999em" fill="darkslateblue">
<title>Type: integer
Description: The length/duration of the fee free period
</title>
FeeFreeLength [0..1]
</text>

<text x="74.80000000000001em" y="566.9999999999999em" fill="darkslateblue">
<title>Type: string
Description: The unit of period (days, weeks, months etc.) of the promotional length
Values:
 - PACT
 - PDAY
 - PHYR
 - PMTH
 - PQTR
 - PWEK
 - PYER
</title>
FeeFreeLengthPeriod [0..1]
</text>

<text x="74.80000000000001em" y="568.3em" fill="darkslateblue">
<title>Type: string
Description: The maximum relevant charges that could accrue as defined fully in Part 7 of the CMA order
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
MonthlyMaximumCharge [0..1]
</text>

<text x="74.80000000000001em" y="569.5999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the Core product details
</title>
Notes [0..*]
</text>

<text x="74.80000000000001em" y="570.9em" fill="darkslateblue">
<title>Type: string
Description: Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.
Read more: Market Segmentation http://www.investopedia.com/terms/m/marketsegmentation.asp#ixzz4gfEEalTd 
Values:
 - GEAS
 - GEBA
 - GEBR
 - GEBU
 - GECI
 - GECS
 - GEFB
 - GEFG
 - GEG
 - GEGR
 - GEGS
 - GEOT
 - GEOV
 - GEPA
 - GEPR
 - GERE
 - GEST
 - GEYA
 - GEYO
 - PSCA
 - PSES
 - PSNC
 - PSNP
 - PSRG
 - PSSS
 - PSST
 - PSSW
</title>
Segment [0..*]
</text>

<rect x="101.4em" y="562.4em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="108.60000000000001em" y="563.6999999999999em" fill="black">
<title></title>
OtherSegment
</text>

<text x="102.4em" y="565.6999999999999em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="102.4em" y="566.9999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="102.4em" y="568.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="73.80000000000001em" y="572.9em" width="20em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="83.80000000000001em" y="574.1999999999999em" fill="black">
<title>Repayment details of the Loan product</title>
Repayment
</text>

<text x="74.80000000000001em" y="576.1999999999999em" fill="darkslateblue">
<title>Type: string
Description: The repayment is for paying just the interest only or both interest and capital or bullet amount or balance to date etc
Values:
 - RABD
 - RABL
 - RACI
 - RAFC
 - RAIO
 - RALT
 - USOT
</title>
AmountType [0..1]
</text>

<text x="74.80000000000001em" y="577.4999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the Repayment
</title>
Notes [0..*]
</text>

<text x="74.80000000000001em" y="578.8em" fill="darkslateblue">
<title>Type: string
Description: Repayment frequency
Values:
 - SMDA
 - SMFL
 - SMFO
 - SMHY
 - SMMO
 - SMOT
 - SMQU
 - SMWE
 - SMYE
</title>
RepaymentFrequency [0..1]
</text>

<text x="74.80000000000001em" y="580.0999999999999em" fill="darkslateblue">
<title>Type: string
Description: Repayment type
Values:
 - USBA
 - USBU
 - USCI
 - USCS
 - USER
 - USFA
 - USFB
 - USFI
 - USIO
 - USOT
 - USPF
 - USRW
 - USSL
</title>
RepaymentType [0..1]
</text>

<rect x="99.80000000000001em" y="572.9em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="107.00000000000001em" y="574.1999999999999em" fill="black">
<title>Other amount type which is not in the standard code list</title>
OtherAmountType
</text>

<text x="100.80000000000001em" y="576.1999999999999em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="100.80000000000001em" y="577.4999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="100.80000000000001em" y="578.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="99.80000000000001em" y="580.8em" width="18.400000000000002em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="109.00000000000001em" y="582.0999999999999em" fill="black">
<title>Other repayment frequency which is not in the standard code list</title>
OtherRepaymentFrequency
</text>

<text x="100.80000000000001em" y="584.0999999999999em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="100.80000000000001em" y="585.3999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="100.80000000000001em" y="586.6999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="99.80000000000001em" y="588.6999999999999em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="107.00000000000001em" y="589.9999999999999em" fill="black">
<title>Other repayment type which is not in the standard code list</title>
OtherRepaymentType
</text>

<text x="100.80000000000001em" y="591.9999999999999em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="100.80000000000001em" y="593.2999999999998em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="100.80000000000001em" y="594.5999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="99.80000000000001em" y="596.5999999999999em" width="15.200000000000001em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="107.4em" y="597.8999999999999em" fill="black">
<title>Applicable fee/charges for repayment such as prepayment, full early repayment or non repayment.</title>
RepaymentFeeCharges
</text>

<rect x="121.00000000000001em" y="596.5999999999999em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="130.20000000000002em" y="597.8999999999999em" fill="black">
<title>RepaymentFeeChargeCap sets daily, weekly, monthly, yearly limits on the fees that are charged</title>
RepaymentFeeChargeCap
</text>

<text x="122.00000000000001em" y="599.8999999999999em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - PACT
 - PDAY
 - PHYR
 - PMTH
 - PQTR
 - PWEK
 - PYER
</title>
CappingPeriod [0..1]
</text>

<text x="122.00000000000001em" y="601.1999999999998em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="122.00000000000001em" y="602.4999999999999em" fill="darkslateblue">
<title>Type: integer
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="122.00000000000001em" y="603.7999999999998em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - FEPF
 - FTOT
 - FYAF
 - FYAM
 - FYAQ
 - FYCP
 - FYDB
 - FYMI
 - FYXX
</title>
FeeType [1..*]
</text>

<text x="122.00000000000001em" y="605.0999999999999em" fill="darkslateblue">
<title>Type: string
Description: Min Max type
Values:
 - FMMN
 - FMMX
</title>
MinMaxType [1..1]
</text>

<text x="122.00000000000001em" y="606.3999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Free text for adding  extra details for fee charge cap
</title>
Notes [0..*]
</text>

<rect x="145.4em" y="596.5999999999999em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="152.6em" y="597.8999999999999em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="146.4em" y="599.8999999999999em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="146.4em" y="601.1999999999998em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="146.4em" y="602.4999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="121.00000000000001em" y="608.3999999999999em" width="21.6em" height="13.4em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="131.8em" y="609.6999999999998em" fill="black">
<title>Details about specific fees/charges that are applied for repayment</title>
RepaymentFeeChargeDetail
</text>

<text x="122.00000000000001em" y="611.6999999999998em" fill="darkslateblue">
<title>Type: string
Description: How frequently the fee/charge is applied to the account
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
ApplicationFrequency [1..1]
</text>

<text x="122.00000000000001em" y="612.9999999999998em" fill="darkslateblue">
<title>Type: string
Description: How frequently the fee/charge is calculated
Values:
 - FEAC
 - FEAO
 - FECP
 - FEDA
 - FEHO
 - FEI
 - FEMO
 - FEOA
 - FEOT
 - FEPC
 - FEPH
 - FEPO
 - FEPS
 - FEPT
 - FEPTA
 - FEPTP
 - FEQU
 - FESM
 - FEST
 - FEWE
 - FEYE
</title>
CalculationFrequency [1..1]
</text>

<text x="122.00000000000001em" y="614.2999999999998em" fill="darkslateblue">
<title>Type: string
Description: Fee Amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeAmount [0..1]
</text>

<text x="122.00000000000001em" y="615.5999999999998em" fill="darkslateblue">
<title>Type: string
Description: Rate charged for Fee/Charge (where it is charged in terms of a rate rather than an amount)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
FeeRate [0..1]
</text>

<text x="122.00000000000001em" y="616.8999999999999em" fill="darkslateblue">
<title>Type: string
Description: Rate type for Fee/Charge (where it is charged in terms of a rate rather than an amount)
Values:
 - INBB
 - INFR
 - INGR
 - INLR
 - INNE
 - INOT
</title>
FeeRateType [0..1]
</text>

<text x="122.00000000000001em" y="618.1999999999998em" fill="darkslateblue">
<title>Type: string
Description: Fee/Charge Type
Values:
 - FEPF
 - FTOT
 - FYAF
 - FYAM
 - FYAQ
 - FYCP
 - FYDB
 - FYMI
 - FYXX
</title>
FeeType [1..1]
</text>

<text x="122.00000000000001em" y="619.4999999999998em" fill="darkslateblue">
<title>Type: boolean
Description: Fee/charge which is usually negotiable rather than a fixed amount
</title>
NegotiableIndicator [0..1]
</text>

<text x="122.00000000000001em" y="620.7999999999998em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Optional additional notes to supplement the fee/charge details.
</title>
Notes [0..*]
</text>

<rect x="148.60000000000002em" y="608.3999999999999em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="158.60000000000002em" y="609.6999999999998em" fill="black">
<title>Other application frequencies not covered in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="149.60000000000002em" y="611.6999999999998em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="149.60000000000002em" y="612.9999999999998em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="149.60000000000002em" y="614.2999999999998em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="148.60000000000002em" y="616.2999999999998em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="158.60000000000002em" y="617.5999999999998em" fill="black">
<title>Other calculation frequency which is not available in standard code set.</title>
OtherCalculationFrequency
</text>

<text x="149.60000000000002em" y="619.5999999999998em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="149.60000000000002em" y="620.8999999999997em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="149.60000000000002em" y="622.1999999999998em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="148.60000000000002em" y="624.1999999999998em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="155.8em" y="625.4999999999998em" fill="black">
<title>Other fee rate type which is not available in the standard code set</title>
OtherFeeRateType
</text>

<text x="149.60000000000002em" y="627.4999999999998em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="149.60000000000002em" y="628.7999999999997em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="149.60000000000002em" y="630.0999999999998em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="148.60000000000002em" y="632.0999999999998em" width="14.4em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="155.8em" y="633.3999999999997em" fill="black">
<title>Other Fee/charge type which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="149.60000000000002em" y="635.3999999999997em" fill="darkslateblue">
<title>Type: string
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\\w{0,4}$
</title>
Code [0..1]
</text>

<text x="149.60000000000002em" y="636.6999999999997em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="149.60000000000002em" y="637.9999999999998em" fill="darkslateblue">
<title>Type: string
Description: Categorisation of fees and charges into standard categories.
Values:
 - FCOT
 - FCRE
 - FCSV
</title>
FeeCategory [1..1]
</text>

<text x="149.60000000000002em" y="639.2999999999997em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="99.80000000000001em" y="641.3em" width="18.400000000000002em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="109.00000000000001em" y="642.5999999999999em" fill="black">
<title>Details of capital repayment holiday if any</title>
RepaymentHoliday
</text>

<text x="100.80000000000001em" y="644.5999999999999em" fill="darkslateblue">
<title>Type: integer
Description: The maximum length/duration of a Repayment Holiday
</title>
MaxHolidayLength [0..1]
</text>

<text x="100.80000000000001em" y="645.8999999999999em" fill="darkslateblue">
<title>Type: string
Description: The unit of period (days, weeks, months etc.) of the repayment holiday
Values:
 - PACT
 - PDAY
 - PHYR
 - PMTH
 - PQTR
 - PWEK
 - PYER
</title>
MaxHolidayPeriod [0..1]
</text>

<text x="100.80000000000001em" y="647.1999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: Free text for adding details for repayment holiday
</title>
Notes [0..*]
</text>

<rect x="73.80000000000001em" y="649.2em" width="13.600000000000001em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="80.60000000000001em" y="650.5em" fill="black">
<title>Additional information that can not be captured in the structured fields and/or any other specific block.</title>
SupplementaryData
</text>

<rect x="53.400000000000006em" y="653.2em" width="2.4000000000000004em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="54.60000000000001em" y="654.5em" fill="black">
<title></title>
PCA
</text>

<rect x="61.800000000000004em" y="653.2em" width="11.200000000000001em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="67.4em" y="654.5em" fill="black">
<title>Details about the interest that may be payable to the PCA account holders</title>
CreditInterest
</text>

<rect x="79em" y="653.2em" width="19.200000000000003em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="88.6em" y="654.5em" fill="black">
<title>The group of tiers or bands for which credit interest can be applied.</title>
TierBandSet
</text>

<text x="80em" y="656.5em" fill="darkslateblue">
<title>Type: string
Description: Methods of calculating interest
Values:
 - Compound
 - SimpleInterest
</title>
CalculationMethod [0..1]
</text>

<text x="80em" y="657.8em" fill="darkslateblue">
<title>Type: string
Description: Describes whether accrued interest is payable only to the PCA or to another bank account
Values:
 - PayAway
 - SelfCredit
</title>
Destination [0..1]
</text>

<text x="80em" y="659.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="80em" y="660.4em" fill="darkslateblue">
<title>Type: string
Description: The methodology of how credit interest is charged. It can be:-

1. Banded
Interest rates are banded. i.e. Increasing rate on whole balance as balance increases.

2. Tiered
Interest rates are tiered. i.e. increasing rate for each tier as balance increases, but interest paid on tier fixed for that tier and not on whole balance.

3. Whole
The same interest rate is applied irrespective of the PCA balance
Values:
 - Tiered
 - Whole
</title>
TierBandMethod [1..1]
</text>

<rect x="104.2em" y="653.2em" width="29.6em" height="17.3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="119em" y="654.5em" fill="black">
<title>Tier Band Details</title>
TierBand
</text>

<text x="105.2em" y="656.5em" fill="darkslateblue">
<title>Type: string
Description: The annual equivalent rate (AER) is interest that is calculated under the assumption that any interest paid is combined with the original balance and the next interest payment will be based on the slightly higher account balance. Overall, this means that interest can be compounded several times in a year depending on the number of times that interest payments are made. 
Read more: Annual Equivalent Rate (AER) http://www.investopedia.com/terms/a/aer.asp#ixzz4gfR7IO1A
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
AER [1..1]
</text>

<text x="105.2em" y="657.8em" fill="darkslateblue">
<title>Type: string
Description: How often is interest applied to the PCA for this tier/band i.e. how often the financial institution pays accumulated interest to the customer&#39;s PCA.
Values:
 - PerAcademicTerm
 - Daily
 - HalfYearly
 - Monthly
 - Other
 - Quarterly
 - PerStatementDate
 - Weekly
 - Yearly
</title>
ApplicationFrequency [1..1]
</text>

<text x="105.2em" y="659.1em" fill="darkslateblue">
<title>Type: string
Description: Bank Interest for the PCA product
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
BankInterestRate [0..1]
</text>

<text x="105.2em" y="660.4em" fill="darkslateblue">
<title>Type: string
Description: Interest rate types, other than AER, which financial institutions may use to describe the annual interest rate payable to the PCA.
Values:
 - LinkedBaseRate
 - Gross
 - Net
 - Other
</title>
BankInterestRateType [0..1]
</text>

<text x="105.2em" y="661.7em" fill="darkslateblue">
<title>Type: string
Description: How often is credit interest calculated for the account.
Values:
 - PerAcademicTerm
 - Daily
 - HalfYearly
 - Monthly
 - Other
 - Quarterly
 - PerStatementDate
 - Weekly
 - Yearly
</title>
CalculationFrequency [0..1]
</text>

<text x="105.2em" y="663em" fill="darkslateblue">
<title>Type: string
Description: Amount on which Interest applied.
Values:
 - Tiered
 - Whole
</title>
DepositInterestAppliedCoverage [0..1]
</text>

<text x="105.2em" y="664.3em" fill="darkslateblue">
<title>Type: string
Description: Type of interest rate, Fixed or Variable
Values:
 - Fixed
 - Variable
</title>
FixedVariableInterestRateType [1..1]
</text>

<text x="105.2em" y="665.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 35
Description: Unique and unambiguous identification of a  Tier Band for a PCA.
</title>
Identification [0..1]
</text>

<text x="105.2em" y="666.9em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="105.2em" y="668.2em" fill="darkslateblue">
<title>Type: string
Description: Maximum deposit value for which the credit interest tier applies.
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMaximum [0..1]
</text>

<text x="105.2em" y="669.5em" fill="darkslateblue">
<title>Type: string
Description: Minimum deposit value for which the credit interest tier applies.
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMinimum [1..1]
</text>

<rect x="139.8em" y="653.2em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="149.8em" y="654.5em" fill="black">
<title>Other application frequencies that are not available in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="140.8em" y="656.5em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="140.8em" y="657.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="140.8em" y="659.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="139.8em" y="661.1em" width="16.8em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="148.20000000000002em" y="662.4em" fill="black">
<title>Other interest rate types which are not available in the standard code list</title>
OtherBankInterestType
</text>

<text x="140.8em" y="664.4em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="140.8em" y="665.6999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="140.8em" y="667em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="139.8em" y="669em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="149.8em" y="670.3em" fill="black">
<title>Other calculation frequency which is not available in the standard code set.</title>
OtherCalculationFrequency
</text>

<text x="140.8em" y="672.3em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="140.8em" y="673.5999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="140.8em" y="674.9em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="61.800000000000004em" y="676.9000000000001em" width="12.8em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="68.2em" y="678.2em" fill="black">
<title>Contains details of fees and charges which are not associated with either borrowing or features/benefits</title>
OtherFeesCharges
</text>

<rect x="80.60000000000001em" y="676.9000000000001em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="89.80000000000001em" y="678.2em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge</title>
FeeChargeCap
</text>

<text x="81.60000000000001em" y="680.2em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - AcademicTerm
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
CappingPeriod [0..1]
</text>

<text x="81.60000000000001em" y="681.5em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="81.60000000000001em" y="682.8000000000001em" fill="darkslateblue">
<title>Type: number
Format: float
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="81.60000000000001em" y="684.1em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - ServiceCAccountFee
 - ServiceCAccountFeeMonthly
 - ServiceCOther
 - Other
</title>
FeeType [1..*]
</text>

<text x="81.60000000000001em" y="685.4000000000001em" fill="darkslateblue">
<title>Type: string
Description: Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution
Values:
 - Minimum
 - Maximum
</title>
MinMaxType [1..1]
</text>

<text x="81.60000000000001em" y="686.7em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<rect x="105.00000000000001em" y="676.9000000000001em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="112.20000000000002em" y="678.2em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="106.00000000000001em" y="680.2em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="106.00000000000001em" y="681.5em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="106.00000000000001em" y="682.8000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="80.60000000000001em" y="688.7em" width="21.6em" height="13.4em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="91.4em" y="690em" fill="black">
<title>Other fees/charges details</title>
FeeChargeDetail
</text>

<text x="81.60000000000001em" y="692em" fill="darkslateblue">
<title>Type: string
Description: How frequently the fee/charge is applied to the account
Values:
 - AccountClosing
 - AccountOpening
 - AcademicTerm
 - ChargingPeriod
 - Daily
 - PerItem
 - Monthly
 - OnAccountAnniversary
 - Other
 - PerHour
 - PerOccurrence
 - PerSheet
 - PerTransaction
 - PerTransactionAmount
 - PerTransactionPercentage
 - Quarterly
 - SixMonthly
 - StatementMonthly
 - Weekly
 - Yearly
</title>
ApplicationFrequency [1..1]
</text>

<text x="81.60000000000001em" y="693.3em" fill="darkslateblue">
<title>Type: string
Description: How frequently the fee/charge is calculated
Values:
 - AccountClosing
 - AccountOpening
 - AcademicTerm
 - ChargingPeriod
 - Daily
 - PerItem
 - Monthly
 - OnAccountAnniversary
 - Other
 - PerHour
 - PerOccurrence
 - PerSheet
 - PerTransaction
 - PerTransactionAmount
 - PerTransactionPercentage
 - Quarterly
 - SixMonthly
 - StatementMonthly
 - Weekly
 - Yearly
</title>
CalculationFrequency [0..1]
</text>

<text x="81.60000000000001em" y="694.6em" fill="darkslateblue">
<title>Type: string
Description: Fee Amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeAmount [0..1]
</text>

<text x="81.60000000000001em" y="695.9em" fill="darkslateblue">
<title>Type: string
Description: Categorisation of fees and charges into standard categories.
Values:
 - Other
 - Servicing
</title>
FeeCategory [1..1]
</text>

<text x="81.60000000000001em" y="697.2em" fill="darkslateblue">
<title>Type: string
Description: Rate charged for Fee/Charge (where it is charged in terms of a rate rather than an amount)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
FeeRate [0..1]
</text>

<text x="81.60000000000001em" y="698.5em" fill="darkslateblue">
<title>Type: string
Description: Rate type for Fee/Charge (where it is charged in terms of a rate rather than an amount)
Values:
 - LinkedBaseRate
 - Gross
 - Net
 - Other
</title>
FeeRateType [0..1]
</text>

<text x="81.60000000000001em" y="699.8em" fill="darkslateblue">
<title>Type: string
Description: Fee/Charge Type
Values:
 - ServiceCAccountFee
 - ServiceCAccountFeeMonthly
 - ServiceCOther
 - Other
</title>
FeeType [1..1]
</text>

<text x="81.60000000000001em" y="701.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<rect x="108.20000000000002em" y="688.7em" width="16em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="116.20000000000002em" y="690em" fill="black">
<title>Range or amounts or rates for which the fee/charge applies</title>
FeeApplicableRange
</text>

<text x="109.20000000000002em" y="692em" fill="darkslateblue">
<title>Type: string
Description: Maximum Amount on which fee is applicable (where it is expressed as an amount)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
MaximumAmount [0..1]
</text>

<text x="109.20000000000002em" y="693.3em" fill="darkslateblue">
<title>Type: string
Description: Maximum rate on which fee/charge is applicable(where it is expressed as an rate)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
MaximumRate [0..1]
</text>

<text x="109.20000000000002em" y="694.6em" fill="darkslateblue">
<title>Type: string
Description: Minimum Amount on which fee/charge is applicable (where it is expressed as an amount)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
MinimumAmount [0..1]
</text>

<text x="109.20000000000002em" y="695.9em" fill="darkslateblue">
<title>Type: string
Description: Minimum rate on which fee/charge is applicable(where it is expressed as an rate)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
MinimumRate [0..1]
</text>

<rect x="108.20000000000002em" y="697.9000000000001em" width="18.400000000000002em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="117.40000000000002em" y="699.2em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge</title>
FeeChargeCap
</text>

<text x="109.20000000000002em" y="701.2em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - AcademicTerm
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
CappingPeriod [0..1]
</text>

<text x="109.20000000000002em" y="702.5em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="109.20000000000002em" y="703.8000000000001em" fill="darkslateblue">
<title>Type: number
Format: float
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="109.20000000000002em" y="705.1em" fill="darkslateblue">
<title>Type: string
Description: Fee/charge type which is being capped
Values:
 - ServiceCAccountFee
 - ServiceCAccountFeeMonthly
 - ServiceCOther
 - Other
</title>
FeeType [1..*]
</text>

<text x="109.20000000000002em" y="706.4000000000001em" fill="darkslateblue">
<title>Type: string
Description: Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution
Values:
 - Minimum
 - Maximum
</title>
MinMaxType [1..1]
</text>

<text x="109.20000000000002em" y="707.7em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<rect x="132.60000000000002em" y="697.9000000000001em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="139.8em" y="699.2em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="133.60000000000002em" y="701.2em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="133.60000000000002em" y="702.5em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="133.60000000000002em" y="703.8000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="108.20000000000002em" y="709.7em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="118.20000000000002em" y="711em" fill="black">
<title>Other application frequencies not covered in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="109.20000000000002em" y="713em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="109.20000000000002em" y="714.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="109.20000000000002em" y="715.6em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="108.20000000000002em" y="717.6em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="118.20000000000002em" y="718.9em" fill="black">
<title>Other calculation frequency which is not available in standard code set.</title>
OtherCalculationFrequency
</text>

<text x="109.20000000000002em" y="720.9em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="109.20000000000002em" y="722.1999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="109.20000000000002em" y="723.5em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="108.20000000000002em" y="725.5em" width="16em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="116.20000000000002em" y="726.8em" fill="black">
<title></title>
OtherFeeCategoryType
</text>

<text x="109.20000000000002em" y="728.8em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="109.20000000000002em" y="730.0999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="109.20000000000002em" y="731.4em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="108.20000000000002em" y="733.4em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="115.40000000000002em" y="734.6999999999999em" fill="black">
<title>Other fee rate type which is not available in the standard code set</title>
OtherFeeRateType
</text>

<text x="109.20000000000002em" y="736.6999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="109.20000000000002em" y="737.9999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="109.20000000000002em" y="739.3em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="108.20000000000002em" y="741.3em" width="14.4em" height="8.2em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="115.40000000000002em" y="742.5999999999999em" fill="black">
<title>Other Fee/charge type which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="109.20000000000002em" y="744.5999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="109.20000000000002em" y="745.8999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="109.20000000000002em" y="747.1999999999999em" fill="darkslateblue">
<title>Type: string
Description: Categorisation of fees and charges into standard categories.
Values:
 - Other
 - Servicing
</title>
FeeCategory [1..1]
</text>

<text x="109.20000000000002em" y="748.4999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="61.800000000000004em" y="750.5000000000001em" width="9.600000000000001em" height="4.3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="66.60000000000001em" y="751.8000000000001em" fill="black">
<title>Details about Overdraft rates, fees &amp; charges</title>
Overdraft
</text>

<text x="62.800000000000004em" y="753.8000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<rect x="77.4em" y="750.5000000000001em" width="20.8em" height="10.8em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="87.80000000000001em" y="751.8000000000001em" fill="black">
<title>Tier band set details</title>
OverdraftTierBandSet
</text>

<text x="78.4em" y="753.8000000000001em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates if the Overdraft is authorised (Y) or unauthorised (N)
</title>
AuthorisedIndicator [0..1]
</text>

<text x="78.4em" y="755.1em" fill="darkslateblue">
<title>Type: string
Description: When a customer exceeds their credit limit, a financial institution will not charge the customer unauthorised overdraft charges if they do not exceed by more than the buffer amount. Note: Authorised overdraft charges may still apply.
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
BufferAmount [0..1]
</text>

<text x="78.4em" y="756.4000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 35
Description: Unique and unambiguous identification of a  Tier Band for a overdraft product.
</title>
Identification [0..1]
</text>

<text x="78.4em" y="757.7em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="78.4em" y="759.0000000000001em" fill="darkslateblue">
<title>Type: string
Description: An overdraft can either be &#39;committed&#39; which means that the facility cannot be withdrawn without reasonable notification before it&#39;s agreed end date, or &#39;on demand&#39; which means that the financial institution can demand repayment at any point in time.
Values:
 - Committed
 - OnDemand
 - Other
</title>
OverdraftType [0..1]
</text>

<text x="78.4em" y="760.3000000000001em" fill="darkslateblue">
<title>Type: string
Description: The methodology of how overdraft is charged. It can be:
&#39;Whole&#39;  Where the same charge/rate is applied to the entirety of the overdraft balance (where charges are applicable). 
&#39;Tiered&#39; Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount tiers defined by the lending financial organisation
&#39;Banded&#39; Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount bands defined by a government organisation.
Values:
 - Tiered
 - Whole
 - Banded
</title>
TierBandMethod [1..1]
</text>

<rect x="104.2em" y="750.5000000000001em" width="16em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="112.2em" y="751.8000000000001em" fill="black">
<title>Overdraft fees and charges details</title>
OverdraftFeesCharges
</text>

<rect x="126.2em" y="750.5000000000001em" width="25.6em" height="12.1em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="139em" y="751.8000000000001em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge</title>
OverdraftFeeChargeCap
</text>

<text x="127.2em" y="753.8000000000001em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - AcademicTerm
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
CappingPeriod [0..1]
</text>

<text x="127.2em" y="755.1em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="127.2em" y="756.4000000000001em" fill="darkslateblue">
<title>Type: number
Format: float
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="127.2em" y="757.7em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - ArrangedOverdraft
 - EmergencyBorrowing
 - BorrowingItem
 - OverdraftRenewal
 - AnnualReview
 - OverdraftSetup
 - Surcharge
 - TempOverdraft
 - UnauthorisedBorrowing
 - UnauthorisedPaidTrans
 - Other
 - UnauthorisedUnpaidTrans
</title>
FeeType [1..*]
</text>

<text x="127.2em" y="759.0000000000001em" fill="darkslateblue">
<title>Type: string
Description: Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution
Values:
 - Minimum
 - Maximum
</title>
MinMaxType [1..1]
</text>

<text x="127.2em" y="760.3000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="127.2em" y="761.6em" fill="darkslateblue">
<title>Type: boolean
Description: Specifies for the overdraft control feature/benefit
</title>
OverdraftControlIndicator [0..1]
</text>

<rect x="157.8em" y="750.5000000000001em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="165em" y="751.8000000000001em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="158.8em" y="753.8000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="158.8em" y="755.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="158.8em" y="756.4000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="126.2em" y="763.6000000000001em" width="26.400000000000002em" height="14.700000000000001em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="139.4em" y="764.9000000000001em" fill="black">
<title>Details about the fees/charges</title>
OverdraftFeeChargeDetail
</text>

<text x="127.2em" y="766.9000000000001em" fill="darkslateblue">
<title>Type: string
Description: Frequency at which the overdraft charge is applied to the account
Values:
 - AccountClosing
 - AccountOpening
 - AcademicTerm
 - ChargingPeriod
 - Daily
 - PerItem
 - Monthly
 - OnAccountAnniversary
 - Other
 - PerHour
 - PerOccurrence
 - PerSheet
 - PerTransaction
 - PerTransactionAmount
 - PerTransactionPercentage
 - Quarterly
 - SixMonthly
 - StatementMonthly
 - Weekly
 - Yearly
</title>
ApplicationFrequency [1..1]
</text>

<text x="127.2em" y="768.2em" fill="darkslateblue">
<title>Type: string
Description: How often is the overdraft fee/charge calculated for the account.
Values:
 - AccountClosing
 - AccountOpening
 - AcademicTerm
 - ChargingPeriod
 - Daily
 - PerItem
 - Monthly
 - OnAccountAnniversary
 - Other
 - PerHour
 - PerOccurrence
 - PerSheet
 - PerTransaction
 - PerTransactionAmount
 - PerTransactionPercentage
 - Quarterly
 - SixMonthly
 - StatementMonthly
 - Weekly
 - Yearly
</title>
CalculationFrequency [0..1]
</text>

<text x="127.2em" y="769.5000000000001em" fill="darkslateblue">
<title>Type: string
Description: Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeAmount [0..1]
</text>

<text x="127.2em" y="770.8000000000001em" fill="darkslateblue">
<title>Type: string
Description: Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
FeeRate [0..1]
</text>

<text x="127.2em" y="772.1000000000001em" fill="darkslateblue">
<title>Type: string
Description: Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
Values:
 - LinkedBaseRate
 - Gross
 - Net
 - Other
</title>
FeeRateType [0..1]
</text>

<text x="127.2em" y="773.4000000000001em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - ArrangedOverdraft
 - EmergencyBorrowing
 - BorrowingItem
 - OverdraftRenewal
 - AnnualReview
 - OverdraftSetup
 - Surcharge
 - TempOverdraft
 - UnauthorisedBorrowing
 - UnauthorisedPaidTrans
 - Other
 - UnauthorisedUnpaidTrans
</title>
FeeType [1..1]
</text>

<text x="127.2em" y="774.7em" fill="darkslateblue">
<title>Type: string
Description: Every additional tranche of an overdraft balance to which an overdraft fee is applied
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
IncrementalBorrowingAmount [0..1]
</text>

<text x="127.2em" y="776.0000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="127.2em" y="777.3000000000001em" fill="darkslateblue">
<title>Type: boolean
Description: Specifies for the overdraft control feature/benefit
</title>
OverdraftControlIndicator [0..1]
</text>

<rect x="158.6em" y="763.6000000000001em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="168.6em" y="764.9000000000001em" fill="black">
<title>Other application frequencies that are not available in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="159.6em" y="766.9000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="159.6em" y="768.2em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="159.6em" y="769.5000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="158.6em" y="771.5000000000001em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="168.6em" y="772.8000000000001em" fill="black">
<title>Other calculation frequency which is not available in the standard code set.</title>
OtherCalculationFrequency
</text>

<text x="159.6em" y="774.8000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="159.6em" y="776.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="159.6em" y="777.4000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="158.6em" y="779.4000000000001em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="165.79999999999998em" y="780.7em" fill="black">
<title>Other fee rate type code which is not available in the standard code set</title>
OtherFeeRateType
</text>

<text x="159.6em" y="782.7em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="159.6em" y="784em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="159.6em" y="785.3000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="158.6em" y="787.3000000000001em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="165.79999999999998em" y="788.6em" fill="black">
<title>Other Fee type which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="159.6em" y="790.6em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="159.6em" y="791.9em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="159.6em" y="793.2em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="158.6em" y="795.2em" width="25.6em" height="12.1em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="171.4em" y="796.5em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge</title>
OverdraftFeeChargeCap
</text>

<text x="159.6em" y="798.5em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - AcademicTerm
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
CappingPeriod [0..1]
</text>

<text x="159.6em" y="799.8em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="159.6em" y="801.1em" fill="darkslateblue">
<title>Type: number
Format: float
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="159.6em" y="802.4em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - ArrangedOverdraft
 - EmergencyBorrowing
 - BorrowingItem
 - OverdraftRenewal
 - AnnualReview
 - OverdraftSetup
 - Surcharge
 - TempOverdraft
 - UnauthorisedBorrowing
 - UnauthorisedPaidTrans
 - Other
 - UnauthorisedUnpaidTrans
</title>
FeeType [1..*]
</text>

<text x="159.6em" y="803.7em" fill="darkslateblue">
<title>Type: string
Description: Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution
Values:
 - Minimum
 - Maximum
</title>
MinMaxType [1..1]
</text>

<text x="159.6em" y="805em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="159.6em" y="806.3em" fill="darkslateblue">
<title>Type: boolean
Description: Specifies for the overdraft control feature/benefit
</title>
OverdraftControlIndicator [0..1]
</text>

<rect x="190.2em" y="795.2em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="197.39999999999998em" y="796.5em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="191.2em" y="798.5em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="191.2em" y="799.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="191.2em" y="801.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="104.2em" y="808.3000000000001em" width="32em" height="13.4em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="120.2em" y="809.6em" fill="black">
<title>Provides overdraft details for a specific tier or band</title>
OverdraftTierBand
</text>

<text x="105.2em" y="811.6em" fill="darkslateblue">
<title>Type: boolean
Description: Indicates that a bank provides the overdraft limit up to TierValueMIn to all customers automatically
</title>
BankGuaranteedIndicator [0..1]
</text>

<text x="105.2em" y="812.9em" fill="darkslateblue">
<title>Type: string
Description: EAR means Effective Annual Rate and/or Equivalent Annual Rate (frequently
used interchangeably), being the actual annual interest rate of an Overdraft.
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
EAR [0..1]
</text>

<text x="105.2em" y="814.2em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 35
Description: Unique and unambiguous identification of a  Tier Band for a overdraft.
</title>
Identification [0..1]
</text>

<text x="105.2em" y="815.5em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="105.2em" y="816.8000000000001em" fill="darkslateblue">
<title>Type: string
Description: Interest charged on whole amount or tiered/banded
Values:
 - Tiered
 - Whole
</title>
OverdraftInterestChargingCoverage [0..1]
</text>

<text x="105.2em" y="818.1em" fill="darkslateblue">
<title>Type: string
Description: An annual percentage rate (APR) is the annual rate charged for borrowing or earned through an investment. APR is expressed as a percentage that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction but does not take compounding into account.
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
RepresentativeAPR [0..1]
</text>

<text x="105.2em" y="819.4em" fill="darkslateblue">
<title>Type: string
Description: Maximum value of Overdraft Tier/Band
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMax [0..1]
</text>

<text x="105.2em" y="820.7em" fill="darkslateblue">
<title>Type: string
Description: Minimum value of Overdraft Tier/Band
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
TierValueMin [1..1]
</text>

<rect x="142.2em" y="808.3000000000001em" width="16em" height="3em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="150.2em" y="809.6em" fill="black">
<title>Overdraft fees and charges</title>
OverdraftFeesCharges
</text>

<rect x="164.2em" y="808.3000000000001em" width="25.6em" height="12.1em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="177em" y="809.6em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge</title>
OverdraftFeeChargeCap
</text>

<text x="165.2em" y="811.6em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - AcademicTerm
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
CappingPeriod [0..1]
</text>

<text x="165.2em" y="812.9em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="165.2em" y="814.2em" fill="darkslateblue">
<title>Type: number
Format: float
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="165.2em" y="815.5em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - ArrangedOverdraft
 - EmergencyBorrowing
 - BorrowingItem
 - OverdraftRenewal
 - AnnualReview
 - OverdraftSetup
 - Surcharge
 - TempOverdraft
 - UnauthorisedBorrowing
 - UnauthorisedPaidTrans
 - Other
 - UnauthorisedUnpaidTrans
</title>
FeeType [1..*]
</text>

<text x="165.2em" y="816.8000000000001em" fill="darkslateblue">
<title>Type: string
Description: Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution
Values:
 - Minimum
 - Maximum
</title>
MinMaxType [1..1]
</text>

<text x="165.2em" y="818.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="165.2em" y="819.4em" fill="darkslateblue">
<title>Type: boolean
Description: Specifies for the overdraft control feature/benefit
</title>
OverdraftControlIndicator [0..1]
</text>

<rect x="195.79999999999998em" y="808.3000000000001em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="202.99999999999997em" y="809.6em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="196.79999999999998em" y="811.6em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="196.79999999999998em" y="812.9em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="196.79999999999998em" y="814.2em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="164.2em" y="821.4000000000001em" width="26.400000000000002em" height="14.700000000000001em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="177.39999999999998em" y="822.7em" fill="black">
<title>Details about the fees/charges</title>
OverdraftFeeChargeDetail
</text>

<text x="165.2em" y="824.7em" fill="darkslateblue">
<title>Type: string
Description: Frequency at which the overdraft charge is applied to the account
Values:
 - AccountClosing
 - AccountOpening
 - AcademicTerm
 - ChargingPeriod
 - Daily
 - PerItem
 - Monthly
 - OnAccountAnniversary
 - Other
 - PerHour
 - PerOccurrence
 - PerSheet
 - PerTransaction
 - PerTransactionAmount
 - PerTransactionPercentage
 - Quarterly
 - SixMonthly
 - StatementMonthly
 - Weekly
 - Yearly
</title>
ApplicationFrequency [1..1]
</text>

<text x="165.2em" y="826em" fill="darkslateblue">
<title>Type: string
Description: How often is the overdraft fee/charge calculated for the account.
Values:
 - AccountClosing
 - AccountOpening
 - AcademicTerm
 - ChargingPeriod
 - Daily
 - PerItem
 - Monthly
 - OnAccountAnniversary
 - Other
 - PerHour
 - PerOccurrence
 - PerSheet
 - PerTransaction
 - PerTransactionAmount
 - PerTransactionPercentage
 - Quarterly
 - SixMonthly
 - StatementMonthly
 - Weekly
 - Yearly
</title>
CalculationFrequency [0..1]
</text>

<text x="165.2em" y="827.3000000000001em" fill="darkslateblue">
<title>Type: string
Description: Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate)
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeAmount [0..1]
</text>

<text x="165.2em" y="828.6em" fill="darkslateblue">
<title>Type: string
Description: Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
Pattern: ^(-?\d{1,3}){1}(\.\d{1,4}){0,1}$
</title>
FeeRate [0..1]
</text>

<text x="165.2em" y="829.9000000000001em" fill="darkslateblue">
<title>Type: string
Description: Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
Values:
 - LinkedBaseRate
 - Gross
 - Net
 - Other
</title>
FeeRateType [0..1]
</text>

<text x="165.2em" y="831.2em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - ArrangedOverdraft
 - EmergencyBorrowing
 - BorrowingItem
 - OverdraftRenewal
 - AnnualReview
 - OverdraftSetup
 - Surcharge
 - TempOverdraft
 - UnauthorisedBorrowing
 - UnauthorisedPaidTrans
 - Other
 - UnauthorisedUnpaidTrans
</title>
FeeType [1..1]
</text>

<text x="165.2em" y="832.5em" fill="darkslateblue">
<title>Type: string
Description: Every additional tranche of an overdraft balance to which an overdraft fee is applied
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
IncrementalBorrowingAmount [0..1]
</text>

<text x="165.2em" y="833.8000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="165.2em" y="835.1em" fill="darkslateblue">
<title>Type: boolean
Description: Specifies for the overdraft control feature/benefit
</title>
OverdraftControlIndicator [0..1]
</text>

<rect x="196.6em" y="821.4000000000001em" width="20em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="206.6em" y="822.7em" fill="black">
<title>Other application frequencies that are not available in the standard code list</title>
OtherApplicationFrequency
</text>

<text x="197.6em" y="824.7em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="197.6em" y="826em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="197.6em" y="827.3000000000001em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

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<text style="font-weight:bold" text-anchor="middle" x="206.6em" y="830.6em" fill="black">
<title>Other calculation frequency which is not available in the standard code set.</title>
OtherCalculationFrequency
</text>

<text x="197.6em" y="832.6em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="197.6em" y="833.9em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="197.6em" y="835.2em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="196.6em" y="837.2em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="203.79999999999998em" y="838.5em" fill="black">
<title>Other fee rate type code which is not available in the standard code set</title>
OtherFeeRateType
</text>

<text x="197.6em" y="840.5em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="197.6em" y="841.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="197.6em" y="843.1em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="196.6em" y="845.1em" width="14.4em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="203.79999999999998em" y="846.4em" fill="black">
<title>Other Fee type which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="197.6em" y="848.4em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="197.6em" y="849.6999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="197.6em" y="851em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="196.6em" y="853em" width="25.6em" height="12.1em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="209.4em" y="854.3em" fill="black">
<title>Details about any caps (maximum charges) that apply to a particular fee/charge</title>
OverdraftFeeChargeCap
</text>

<text x="197.6em" y="856.3em" fill="darkslateblue">
<title>Type: string
Description: Period e.g. day, week, month etc. for which the fee/charge is capped
Values:
 - AcademicTerm
 - Day
 - Half Year
 - Month
 - Quarter
 - Week
 - Year
</title>
CappingPeriod [0..1]
</text>

<text x="197.6em" y="857.5999999999999em" fill="darkslateblue">
<title>Type: string
Description: Cap amount charged for a fee/charge
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
FeeCapAmount [0..1]
</text>

<text x="197.6em" y="858.9em" fill="darkslateblue">
<title>Type: number
Format: float
Description: fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
</title>
FeeCapOccurrence [0..1]
</text>

<text x="197.6em" y="860.1999999999999em" fill="darkslateblue">
<title>Type: string
Description: Overdraft fee type
Values:
 - ArrangedOverdraft
 - EmergencyBorrowing
 - BorrowingItem
 - OverdraftRenewal
 - AnnualReview
 - OverdraftSetup
 - Surcharge
 - TempOverdraft
 - UnauthorisedBorrowing
 - UnauthorisedPaidTrans
 - Other
 - UnauthorisedUnpaidTrans
</title>
FeeType [1..*]
</text>

<text x="197.6em" y="861.5em" fill="darkslateblue">
<title>Type: string
Description: Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution
Values:
 - Minimum
 - Maximum
</title>
MinMaxType [1..1]
</text>

<text x="197.6em" y="862.8em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="197.6em" y="864.0999999999999em" fill="darkslateblue">
<title>Type: boolean
Description: Specifies for the overdraft control feature/benefit
</title>
OverdraftControlIndicator [0..1]
</text>

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<text style="font-weight:bold" text-anchor="middle" x="235.39999999999998em" y="854.3em" fill="black">
<title>Other fee type code which is not available in the standard code set</title>
OtherFeeType
</text>

<text x="229.2em" y="856.3em" fill="darkslateblue">
<title>Type: string
MinLength: 0
MaxLength: 4
Description: The four letter Mnemonic used within an XML file to identify a code
Pattern: ^\w{0,4}$
</title>
Code [0..1]
</text>

<text x="229.2em" y="857.5999999999999em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 350
Description: Description to describe the purpose of the code
</title>
Description [1..1]
</text>

<text x="229.2em" y="858.9em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 70
Description: Long name associated with the code
</title>
Name [1..1]
</text>

<rect x="61.800000000000004em" y="866.1000000000001em" width="21.6em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="72.60000000000001em" y="867.4000000000001em" fill="black">
<title></title>
ProductDetails
</text>

<text x="62.800000000000004em" y="869.4000000000001em" fill="darkslateblue">
<title>Type: string
Description: The maximum relevant charges that could accrue as defined fully in Part 7 of the CMA order
Pattern: ^(-?\d{1,14}){1}(\.\d{1,4}){0,1}$
</title>
MonthlyMaximumCharge [0..1]
</text>

<text x="62.800000000000004em" y="870.7em" fill="darkslateblue">
<title>Type: string
MinLength: 1
MaxLength: 2000
Description: maxLength 2000 text
</title>
Notes [0..*]
</text>

<text x="62.800000000000004em" y="872.0000000000001em" fill="darkslateblue">
<title>Type: string
Description: Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.
Read more: Market Segmentation http://www.investopedia.com/terms/m/marketsegmentation.asp#ixzz4gfEEalTd 
With respect to PCA products, they are segmented in relation to different markets that they wish to focus on. 
Values:
 - Basic
 - BenefitAndReward
 - CreditInterest
 - Cashback
 - General
 - Graduate
 - Other
 - Overdraft
 - Packaged
 - Premium
 - Reward
 - Student
 - YoungAdult
 - Youth
</title>
Segment [0..*]
</text>

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<text style="font-weight:bold" text-anchor="middle" x="23.000000000000004em" y="875.3em" fill="black">
<title>Links relevant to the payload</title>
Links
</text>

<text x="19.200000000000003em" y="877.3em" fill="darkslateblue">
<title>Type: string
Format: uri
</title>
First [0..1]
</text>

<text x="19.200000000000003em" y="878.5999999999999em" fill="darkslateblue">
<title>Type: string
Format: uri
</title>
Last [0..1]
</text>

<text x="19.200000000000003em" y="879.9em" fill="darkslateblue">
<title>Type: string
Format: uri
</title>
Next [0..1]
</text>

<text x="19.200000000000003em" y="881.1999999999999em" fill="darkslateblue">
<title>Type: string
Format: uri
</title>
Prev [0..1]
</text>

<text x="19.200000000000003em" y="882.5em" fill="darkslateblue">
<title>Type: string
Format: uri
</title>
Self [1..1]
</text>

<rect x="18.200000000000003em" y="884.5em" width="23.200000000000003em" height="6.9em" fill="beige" stroke="black" stroke-width="2"/>
<text style="font-weight:bold" text-anchor="middle" x="29.800000000000004em" y="885.8em" fill="black">
<title>Meta Data relevant to the payload</title>
Meta
</text>

<text x="19.200000000000003em" y="887.8em" fill="darkslateblue">
<title>Type: string
Format: date-time
Description: All dates in the JSON payloads are represented in ISO 8601 date-time format. 
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07&#43;00:00
</title>
FirstAvailableDateTime [0..1]
</text>

<text x="19.200000000000003em" y="889.0999999999999em" fill="darkslateblue">
<title>Type: string
Format: date-time
Description: All dates in the JSON payloads are represented in ISO 8601 date-time format. 
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07&#43;00:00
</title>
LastAvailableDateTime [0..1]
</text>

<text x="19.200000000000003em" y="890.4em" fill="darkslateblue">
<title>Type: integer
Format: int32
</title>
TotalPages [0..1]
</text>

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